Eric's Credit Community

Hello- my name is Derrick [LAST NAME DELETED], 32, I am a proud parent, of a 3 1/2 year old son and I am the owner of JFI Productions. We are located in Banning, California, just about 15 minutes from Downtown Palm Springs. Yes, we were close to the fire a few weeks back but luckily not too close. God bless the firefighters who lost their lives.

I am looking for a loan to pay off my high interest credit cards and clean my credit up. I had a few late payments because of some car problems, but recently caught them up. I had to replace my fuel pump and of course those don't come cheap. I intend to pay off this loan ASAP. I have been working doing my video productions but work with my brother in law, time to time doing construction. I would like to pay off my credit cards (which were used to help build my business) and consolidate all the bills into 1. I just checked my credit report last week on True Credit and I have an average of 542 so according to Prospers own rules I should have an E and not a HR. I am currently working on some high end video projects that will allow me to pay back this loan sooner than the 3 year agreement and re-invest back into the Prosper community.

I average between $1500- $5000 in video productions per month- plus the extra cash that I bring in from the work with my brother in law. I usually tend to work with him when he short handed and needs extra workers, and when my schedule permits it. I am set to start productions on a high end home DVD release in early/mid January. This project will gross my company a minimum of $8K which will be used to pay off the remaining balance of this loan-

The only bills that I have right now are my high interest credit cards. Most of my income is not stated by Prosper due to the fact that I am self employed. I would just like to consolidate these payments into one.  

Thank you for taking the time to look at my listing-  
Any and all help is much appreciated.  

Derrick [LAST NAME DELETED]