Obtain a better rate on CC balances

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: A DTI: 15%
Lender Rate: 10% Borrower: BQMatt
Time Left: Finished State: KS
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2006-04-28 EricsCC ROI: 6%
Status History
Aug 30, 2006 Current
Thank you for looking at my loan request listing.  The purpose of this loan would be to re-finance some of my credit card debt at a lower rate.  I make my payments and have never defaulted on a loan.  I am paying now for the poor spending choices I made when I was younger, but with the help of this website and your loan bids, I hope to pay a slightly smaller penalty (in the form of interest) than I am currently paying.

A am 31 years old, and have been married for two years.  My goal is to get our high interest debt paid off within the next two years, allowing my wife and I to purchase a home where we could properly raise children.  The poor choices I made in regards to my spending in my late teens and early to mid twenties have had a negative effect on our lives.  Since we've been married, my wife and I have disciplined ourselves to a budget in spending, and we have been able to reduce our outstanding debt.  With your help, I hope to reduce that debt a bit more quickly.

Thank you for your time!

Sincerely,
Matt [LAST NAME DELETED]
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