Debt Consolidation

| Listing Information | |||
|---|---|---|---|
| Amount: | $13,400.00 | Status: | Loan created |
| Grade: | B | DTI: | 35% |
| Lender Rate: | 13% | Borrower: | SeekingProsperity |
| Finished | State: | NC | |
| Funded: | 100% | Group: | MustardTree |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2006-12-15 | EricsCC ROI: | -57% |
| Status History | |
|---|---|
| Dec 16, 2006 | Current |
| Oct 31, 2007 | Late |
| Nov 23, 2007 | Current |
| Nov 30, 2007 | Late |
| Dec 16, 2007 | 1 month late |
| Dec 21, 2007 | Current |
| Dec 30, 2007 | Late |
| Jan 11, 2008 | Current |
| Mar 01, 2008 | Late |
| Mar 19, 2008 | 1 month late |
| Mar 20, 2008 | Current |
| Mar 30, 2008 | Late |
| Apr 17, 2008 | 1 month late |
| Apr 18, 2008 | Current |
| Apr 30, 2008 | Late |
| May 24, 2008 | Current |
| May 30, 2008 | Late |
| Jun 17, 2008 | Current |
| Jun 30, 2008 | Late |
| Jul 16, 2008 | 1 month late |
| Aug 16, 2008 | 2 months late |
| Sep 16, 2008 | 3 months late |
| Oct 16, 2008 | 4+ months late |
| Oct 31, 2008 | 3 months late |
| Nov 16, 2008 | 4+ months late |
|
I have just recently joined the Mustard Tree group and have had several wonderful conversations with my GL Dan. He provided much needed helpful advice and I am re-listing my loan with his support and endorsement. Thank you again - God Bless!I am single with no children, employed full-time Information Systems Data Analyst at a software company. I am in pursuit of my degree with 1 semester remaining until completion. I am a hard worker and determined to restore my credit score to the 720+ that existed just 2 years ago. Purpose of Loan: I am seeking a loan consolidation to counteract the high interest rates of my credit cards and pay my auto loan in full. The Prosper loan would enable me to pay off my current debt in less than 3 years at a consolidated lower rate. Annual Gross Income: $67,650 - Salary $16,788 - Rental Income $84,488 ? TotalMonthly Net Income: $4,015 - Salary $1,400 - Rental Income $5,415 - Total Monthly Budget: Mortgage (Primary) $1,200 Utilities (Gas, Electric, Cable, Phone) $275 Insurance (Auto/Home) $110 *Auto Loan $370 *Credit cards $290 Student Loans & Cap One $345 Mortgage 2 (Rental) $1,300 Food, Gas, Clothing Allowance $300 Entertainment/Misc Allowance $125 Mobile Phone $50 Monthly Expenses $4,365 Net Income $5,415 Monthly Cash Flow currently $1,050 Monthly Cash Flow after Prosper Loan $1,245 *consolidating with Prosper Loan |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 50773 | Looking to Consolidate High Interest Credit/Pay Down Debt | B | $25,000 @ 15% | Oct 20, 2006 | Withdrawn |
| 51058 | Debt Consolidation/Pay Off Credit Cards | B | $17,900 @ 15% | Oct 20, 2006 | Expired |
| 53304 | Re-List: Debt Consolidation/Pay Higher Interest Rate Credit | B | $17,900 @ 15% | Oct 25, 2006 | Withdrawn |
| 53439 | Re-List: Debt Consolidation | B | $17,900 @ 15% | Oct 26, 2006 | Withdrawn |
| 53553 | Debt Consolidation/Pay Credit Cards | B | $17,900 @ 15% | Oct 26, 2006 | Expired |
| 57322 | RE-LIST: Debt Consolidation/Pay Credit Cards | B | $17,900 @ 15% | Nov 05, 2006 | Expired |
| 62258 | RE-LIST: Debt Consolidation/Pay Credit Cards | B | $13,400 @ 15% | Nov 15, 2006 | Expired |
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