Debt Consolidation
Homeownership Verified

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Listing Information
Amount: $13,400.00 Status: Loan created
Grade: B DTI: 35%
Lender Rate: 13% Borrower: SeekingProsperity
Time Left: Finished State: NC
Funded: 100% Group: MustardTree
Loan Information
Loan Status: 4+ months late Origination Date: 2006-12-15 EricsCC ROI: -57%
Status History
Dec 16, 2006 Current
Oct 31, 2007 Late
Nov 23, 2007 Current
Nov 30, 2007 Late
Dec 16, 2007 1 month late
Dec 21, 2007 Current
Dec 30, 2007 Late
Jan 11, 2008 Current
Mar 01, 2008 Late
Mar 19, 2008 1 month late
Mar 20, 2008 Current
Mar 30, 2008 Late
Apr 17, 2008 1 month late
Apr 18, 2008 Current
Apr 30, 2008 Late
May 24, 2008 Current
May 30, 2008 Late
Jun 17, 2008 Current
Jun 30, 2008 Late
Jul 16, 2008 1 month late
Aug 16, 2008 2 months late
Sep 16, 2008 3 months late
Oct 16, 2008 4+ months late
Oct 31, 2008 3 months late
Nov 16, 2008 4+ months late

I have just recently joined the Mustard Tree group and have had several wonderful conversations with my GL Dan. He provided much needed helpful advice and I am re-listing my loan with his support and endorsement. Thank you again - God Bless!

I am single with no children, employed full-time Information Systems Data Analyst at a software company. I am in pursuit of my degree with 1 semester remaining until completion. I am a hard worker and determined to restore my credit score to the 720+ that existed just 2 years ago.

Purpose of Loan: I am seeking a loan consolidation to counteract the high interest rates of my credit cards and pay my auto loan in full. The Prosper loan would enable me to pay off my current debt in less than 3 years at a consolidated lower rate.

Annual Gross Income:
$67,650 - Salary
$16,788 - Rental Income
$84,488 ? Total

Monthly Net Income:
$4,015 - Salary
$1,400 - Rental Income
$5,415 - Total

Monthly Budget:
Mortgage (Primary) $1,200
Utilities (Gas, Electric, Cable, Phone) $275
Insurance (Auto/Home) $110
*Auto Loan $370
*Credit cards $290
Student Loans & Cap One $345
Mortgage 2 (Rental) $1,300
Food, Gas, Clothing Allowance $300
Entertainment/Misc Allowance $125
Mobile Phone $50

Monthly Expenses $4,365
Net Income $5,415
Monthly Cash Flow currently $1,050

Monthly Cash Flow after Prosper Loan $1,245

*consolidating with Prosper Loan 

Borrower's Other Listings
50773 Looking to Consolidate High Interest Credit/Pay Down Debt B $25,000 @ 15% Oct 20, 2006 Withdrawn
51058 Debt Consolidation/Pay Off Credit Cards B $17,900 @ 15% Oct 20, 2006 Expired
53304 Re-List: Debt Consolidation/Pay Higher Interest Rate Credit B $17,900 @ 15% Oct 25, 2006 Withdrawn
53439 Re-List: Debt Consolidation B $17,900 @ 15% Oct 26, 2006 Withdrawn
53553 Debt Consolidation/Pay Credit Cards B $17,900 @ 15% Oct 26, 2006 Expired
57322 RE-LIST: Debt Consolidation/Pay Credit Cards B $17,900 @ 15% Nov 05, 2006 Expired
62258 RE-LIST: Debt Consolidation/Pay Credit Cards B $13,400 @ 15% Nov 15, 2006 Expired

 

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