ZERO DELINQUENCY'S Needs To Improve Credit Score
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 17% |
| Lender Rate: | 19% | Borrower: | BusinessTrust |
| Finished | State: | CA | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 1 month late | Origination Date: | 2006-12-06 | EricsCC ROI: | -16% |
| Status History | |
|---|---|
| Dec 07, 2006 | Current |
| Nov 09, 2008 | 1 month late |
|
During my four college years I have built up a pretty decent Credit Card Debt which has made my credit score go down quite a bit. I have had no delinquency's but I am stuck with a high interest rate. I am looking to fully pay off my credit cards and help restore my credit by making payments to Prosper. I am an office supervisor for an electrical company called City Wide electric which takes care of all of California. My company has over 50 technicians all over California and are spreading to other states soon. My company is growing quickly and I just recently got a raise to $1,000 every two weeks. They gave me the raise because they wish for me to stay with their company full time and maybe make a career out of it. I moved back in with my parents to save money. Right now I don't have any serious expences besides my credit card bills which hopefully will be taken care of by the prosper community. Below is a detailed breakdown of my expenses and credit cards. Thank you for your help!! :) Monthly Gross Pay: Around $2,000 Mortgage/Rent: $ 0 (Live with Parents) Phone:$ 80(Cell) Gas: $ 0 (Parents take care of this) Electricity & Water: $ 0 (Parents) Car Loan and Operating Expenses: $ 80 GasolineFood: $ 200 Insurance: $ 0 (Parents) Cable/Internet: $ 0 (Parents) Clothing, expenses for children, etc.$ 200 Credit cards and loans that won't be paid off with my Prosper loan: $ 0 Total owed- Providian - $500 American Express - $2,000 Circuit City Credit - $500 Wells Fargo Credit - $1,000 Total Monthly Expenses : $ 560 ( Not including Credit Cards Prosper Loan will take care of) I will have $1,440 left to make the payments on my Prosper loan. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 64711 | Paying off Credit Card Dept | HR | $4,000 @ 17% | Nov 21, 2006 | Withdrawn |
| 65511 | Need Loan To Pay off High Interest Rate Credit Card | HR | $2,550 @ 16% | Nov 22, 2006 | Withdrawn |
| 224092 | 2nd Listing Pay off Motorcycle | HR | $7,000 @ 18% | Oct 31, 2007 | Withdrawn |
| 225227 | ZERO DELIQUENCIES | HR | $7,000 @ 25% | Nov 02, 2007 | Expired |
| 231451 | ZERO DELINQUENCIES | HR | $4,999 @ 30% | Nov 13, 2007 | Withdrawn |
| 236442 | ZERO DELINQUENCIES | HR | $3,490 @ 31% | Nov 23, 2007 | Loan created |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|


