ZERO DELIQUENCIES, NONE EVER

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Listing Information
Amount: $3,750.00 Status: Loan created
Grade: HR DTI: 16%
Lender Rate: 20% Borrower: blcarroll123
Time Left: Finished State: IL
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Default Origination Date: 2006-12-06 EricsCC ROI: -86%
Status History
Dec 08, 2006 Current
Jan 21, 2007 Late
Feb 06, 2007 1 month late
Feb 07, 2007 Current
Mar 22, 2007 Late
Apr 07, 2007 1 month late
May 07, 2007 2 months late
Jun 09, 2007 3 months late
Jul 07, 2007 4+ months late
Aug 28, 2007 Default
ABOUT ME: I am 24 years old; I live in a 2 bedroom apartment with my girlfriend who I have been dating for 3 years. I currently am working two jobs. I work at a motorcycle dealership full-time and part-time I drive for a Limo service at night. I have been with the motorcycle dealership for 3 years now working as a mechanic. I just recently started driving a limo.
EXPLANATION OF BAD CREDIT: My credit score is the way it is mainly because I just recently started building credit. I received my first credit card in Dec.2005. I recently lost my health insurance and I was in a major car accident that cost me $6000. I am paying it back, but not before they started to mess with my credit. I have never had a delinquency or a missed payment. I am hoping to receive this loan and if I do obtain this loan I will make it my top priority to make my payments each month on time and efficiently. I won?t let anybody down I give my word on that.
WHAT I WILL DO WITH THE MONEY LOANED TO ME: I will first take $750.00 and pay my three payday loans off that are racking up interest. Then I will take $1500 to pay the remaining balance on my hospital bill. $500.00 will go to my credit cards. I will take $400.00 to pay my mom off for my car. That leaves me with $350.00 to make my first to payments on my prosper loan.
MY CURRENT FINANCIAL DETAILS:
Phone bill: $90.00 / Rent /utilities $800.00/ Car Insurance: $80.00/ Food:$200.00/ Cable: $70.00/ Expenses: $200.00
Total monthly expenses: $1440.00
I make $2000.00 after taxes, so that would leave me with $560.00 to make payments on my prosper loan. I would just like to close with, I just need a chance and I will prove myself. So thanks again to everybody and god bless.
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Borrower's Other Listings
63373 I need help with medical bills HR $3,750 @ 24% Nov 18, 2006 Withdrawn
64579 Please help with medical bills HR $3,500 @ 23% Nov 20, 2006 Withdrawn

 

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