Eric's Credit Community

Hello,

      My name is Briggitte; I am a 19 year old, engaged and have 2 wonderful boys ages 2 and 6 months. I absolutely love them. I currently work as an office supervisor for a construction company; previously I worked in a call center called intersections that actually specialized in providing dept consolidation services. I started off as a sales representative and quickly became a call center supervisor. My fiances name is Erick; he?s 21 and currently works as a CPA accountant for a chain of doctor offices in and he graduated with his Bachelors in Business Administration.

     I have always been responsible with my finances but at my age, it?s very difficult to get credit since I have none. I tried opening up a cell phone plan to help my credit and opened up a store credit card. I previously made a couple late payments on my store credit card thinking that it?s no problem, but wow was I wrong. It really did affect my credit and I definitely learned my lesson. At the time I was having my second child and was facing economical problems. NOW, me and my fiance are financially stable and are looking to buy a house in a year or two, we understand how important it is to have good credit and this is why we are turning to prosper. If you bid on my listing I will not let you down at all, I feel if I let you down I?m also letting down my family by messing up our chances on owning a home someday. This loan will definitely be my TOP PRIORITY every month and I will definitely have the money to do so. Someday when I have repaired my credit and have more money, I?m defiantly going to help out people facing bad credits, just like I?m hoping I get a helping hand this time.

      Wondering what I need the loan for? Well, I have many medical bills from when I had my both kids which need to be paid off (insurance did not cover all). With this loan I?m looking to pay off the rest of all my medical bills. I?m trying to take this opportunity to combine all my medical bills and pay it off with just one monthly bill. I definitely have more then enough money left over to pay off this loan; the following is an explanation of our expenses and how much money we have left over.

Net income after payroll deductions from all sources: $2700
Spouse's Income: $ 3000
Total monthly family Income $ 5700

Mortgage/Rent: $ 1200
Phone: $ 50
Gas: $ 100
Electricity & Water: $ 130
Car Loan and Operating Expenses: $ 275
Food: $ 500
Insurance: $ 190
Cable/Internet: $ 60
Clothing, expenses for children, etc. $ 700
Credit cards and loans that won't be paid off with my Prosper loan: $ 200
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Total Monthly Expenses: $ 3405

     I will have $ 2295 left to make the payments on my Prosper loan. WOW, now that?s more then enough! What do you think? As you can see we definitely are now financially stable to pay for this loan. We?re not asking for a loan to pay off many debts that we have (because we don?t have many debts). We are asking for a loan to be able to prove ourselves and be able to improve our credit score for our long term goal which is to own a home. We believe that with hard work and dedication we will be able to reach our goals and be able to provide for our family.

Please consider this loan and we would definitely love the opportunity to prove ourselves.

Thank you
Briggitte and Erick