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I am a US Army veteran, with 7 years total service. I am currently employed as a civilian for the Army. My debt to income ratio will change around Mid-December, since I am scheduled for a performance raise. My new income will be $42,995/year instead of $35,116/year now. I had difficulty acclimating to civilian life and had several periods of un-employment before finding steady work. I am trying to get out of debt but the 20% average of these two cards helps keep the ballance high. I have 1 other cards at 12% that will probably take me about 24-30 months to pay off, 1 second mortgage at 11.5%, and a 6% card. Getting these two consolidated will lowering the amount of money going towards interest each month and mean one payment instead of two.
I will be consolidating my my 2 highest interest rate credit cards which is a total of $6,014.51. Your assistance is greatly appriciated. Thanks to all lenders who looked at my first listing (60785) to consolidate 3 cards. It was listed for too low a rate was unfunded. |
