Eric's Credit Community

Dear Lenders:

I am requesting a loan amount of $3,001.00 to payoff credit cards, medical bills and collection bills. I am requesting the state minimum. I was out of work for approximately 7 months due to a major illness. I am now trying to catch up on my bills. I have been on my job for 18 years I have a steady income, which I get paid every week. I have been back to work for 2 month now. I just want this loan to payoff everything that I owe and be debt free. I just want one major bill that I have to pay every month which will be prosper if you all give me the opportunity. I really understand now how important your credit is no one do not want to give you a second chance I am hoping that prosper would give me a second chance. I would like for the payment to be automatic drafted from my checking account.

Please see my monthly expenses as follows:
Mtg Monthly: $850.00
Credit Cards bills Monthly: $80.00
Light Bill Monthly: $250.00
Gas Bill Monthly: $125.00
Telephone Monthly: $80.00
Gas for Car Monthly: $80.00
No Car Note: 0
Grocery Monthly: $250.00
Car Insurance Monthly: $125.00
Collection bills and Medical bills monthly: $250.00
Children expenses monthly: $85.00

Payoff with Prosper loan: Orchard Bank Credit Card $835.00
Payoff with Prosper loan: Medical bills balance $1,450.00
Payoff with Prosper loan: collections $915.00

My total montly expense is $2,175.00. My monthly income is $2300.00, which you can see I will have enough to make my monthly payment to Prosper.

I really hope you all give me this opportunity to be debt free and to give me a second chance to clean my credit up.

Thank you in advance!