Safe Investment! Please read...
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 16% |
| Lender Rate: | 20% | Borrower: | bender2477 |
| Finished | State: | IA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2006-11-28 | EricsCC ROI: | 20% |
| Status History | |
|---|---|
| Dec 05, 2006 | Current |
| May 04, 2007 | Paid |
|
Hello, this is actually my 3rd attempt at a listing. I am in need of some small funding to help me finish remodeling my basement. My wife is due with our 3rd baby in just a few short weeks and with the Holidays just around the corner, this loan would be a life saver! I realized that a credit grade of E makes it much more challenging to receive funding. I decided to check into my credit. Although I did file bankcrupty in May 2002, I have worked hard to repair my credit since and have not had any late payments etc. When I checked with Experian, they show my credit score at 623 which actually falls in the G category with Prosper? I'm not sure where the discrepancy lyes? I?ve pasted the information from the Credit Keeper website below. Prepared for STEVEN [LAST NAME DELETED] JR Report Date: Nov 6, 2006 This credit score is based on information from your Experian Credit Report. Your credit score is calculated using the information in your credit report. Since information often differs among your three credit reports, your credit score based on those reports will also vary. Your Score is: 623 on a scale from 350 to 850 I don?t expect you to fully except this information but it is true and correct. I would be a safe investment and would make my Prosper Loan payment via "Automatic Debit" each month. I think the concept of person to person lending is great and I wouldn?t want individual investors to be hurt or taken advantage of. Below you will find a breakdown of my current monthly debt. Thank you again for your time and hopefully your bid! Monthly Income after Taxes $3600.00 Mortgage $800 Utilities/Cable/Internet $195 Vehicle Pymts/Insur $510 Life Insurance $70 Cell Phones $90 Combined Credit Card Pymts $300 Groc/Gas $450 Childcare $400 Entertainment $150 Total Monthly Expenses $2965 That leaves approximately $635.00 at the end of each month. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 59972 | Cash for Remodel | E | $2,500 @ 20% | Nov 10, 2006 | Withdrawn |
| 60061 | Need More Room! | E | $1,200 @ 20% | Nov 10, 2006 | Withdrawn |
| 132593 | 2nd Loan with Prosper...Another Safe Investment | HR | $15,000 @ 19% | May 04, 2007 | Withdrawn |
| 132634 | 2nd Loan with Prosper...Another Safe Investment! | HR | $15,000 @ 19% | May 04, 2007 | Withdrawn |
| 133696 | Safe Investment....Please Read! | HR | $7,800 @ 19% | May 07, 2007 | Withdrawn |
| 134352 | Final Listing...This loan will make a difference! | HR | $3,700 @ 19% | May 08, 2007 | Withdrawn |
| 135064 | Cleaner Air for our Son! | HR | $2,000 @ 19% | May 09, 2007 | Withdrawn |
| 137656 | Previous Successful Prosper Borrower! | HR | $2,400 @ 18% | May 15, 2007 | Withdrawn |
| 137667 | Previous Successful Prosper Borrower | HR | $2,400 @ 18% | May 15, 2007 | Loan created |
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