Want to pay off a very high intrest rate loan

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: HR DTI: 22%
Lender Rate: 15% Borrower: 3sacharm
Time Left: Finished State: FL
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Default Origination Date: 2006-11-28 EricsCC ROI: -83%
Status History
Nov 27, 2006 Current
Apr 13, 2007 Late
Apr 29, 2007 1 month late
May 29, 2007 2 months late
Jun 29, 2007 3 months late
Jul 29, 2007 4+ months late
Dec 28, 2007 Default
Hello my name is William [LAST NAME DELETED] and I want to first say thank you for looking at my listing. I have decided to relist at a lower amount so I hopefully will have a better chance of getting funded. Second let me tell you alittle bit about myself. I am married of 8 years and my wife and I have been together for 9 years and we have 3 beautiful children together. During first few years of marriage our financial decisions weren't the greatest which has landed us where we are today trying to get things cleared up to improve our credit score. My wife has been a stay at home mom for the last 8 years and our kids are now all in school and my wife will be starting a job very soon.

I am currently employeed with a great company which I enjoy working for. I am asking for this to pay off 1 high intrest rate personal loan, I was orignally asking for a much higher amount but I figured if I lower the amount and prove that I will pay back the loan and when I pay it off I will be able to come back and get a higher amount but for now I just want to get my foot in the door and get this loan paid off and just start to work on my credit score so I can get another loan when this one is paid off. Which I hope to do as soon as possible. With the loan being $1,000 dollars I plan to pay it off within 6 months. My longterm goals are to get credit cleaned up so we can buy a home very soon.

I have 1 personal loan with a very high intrest rate that I want to pay off

Sunbelt Credit 844.00 28%


Total Monthly expenses

Rent 1100.00
Car 391.00
car 461.00
Ins 156.00
Utl. 225.00
cable ect. 117.00 phone and internet are included
Food 400.00
sunbelt 80.00 would pay off with loan
nich.fin. 126.00
Misc.gas ect. 200.00
=3426.00


I will make 55,501 this year. So I make pretty good money I just need a boost to get the credit rating fixed and get rid of this high intrest loan. So thank you all for reviewing my lisitng. Have a great day..
 
Borrower's Other Listings
53314 3'sACharm HR $6,500 @ 17% Oct 25, 2006 Withdrawn
54275 Getting things cleared up to buy 1st home HR $6,500 @ 16% Oct 28, 2006 Withdrawn
57528 We Want the American Dream HR $5,000 @ 17% Nov 05, 2006 Withdrawn
59113 Paying off high intrest loans HR $2,200 @ 17% Nov 08, 2006 Withdrawn

 

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