Eric's Credit Community

    ABOUT ME: I am 42 years old, and single. . I have been with my current employer for just under a yr after moving back to the Dallas/Fort Worth area...

     EXPLANATION OF BAD CREDIT: I have always been responsible with my finances but 8 years ago my credit scores slipped to HR because of a serious health issue and I had to make hard choices between paying for medications, ins. deductibles and multiple doctors visits and some unexpected dental and medication costs this year But things have improved since because my health is very stable and now am only on maintenance visits. I'm asking for a chance to prove myself and get my credit scores back up to where they should be. If you bid on my listing I will not let you down. Making my payments on time will be my top priority each month, I sincerely promise you that. 

    WHAT I WILL DO WITH THE MONEY LOANED TO ME: $650 will go to pay off two car payments, $180 will pay off my mail order rx?s. 500 will go towards medical expenses already on my credit report. This will leave me sufficient money to pay back my Prosper loan. 

    HERE ARE MY MONTHLY FINANCIAL DETAILS:
Net income after payroll deductions from all sources: $1800  
Total monthly family Income $ 1800
Mortgage/Rent: $ 599
Phone: $ 79
Electricity & Water: $ 73
Car Loan and Operating Expenses: $ 419
Food: $ 120
Insurance: $ 102
Cable/Internet: $ 76
Clothing, dog food, etc. $ 42
Credit cards and loans that won't be paid off with my Prosper loan: $
Other: $ 80-----------------------
Total Monthly Expenses : $ 1590
I will have $210 left to make the payments on my Prosper loan.