credit help

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: HR DTI: 2%
Lender Rate: 18% Borrower: BuildingCredit
Time Left: Finished State: MO
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: 4+ months late Origination Date: 2006-11-29 EricsCC ROI: -43%
Status History
Dec 01, 2006 Current
Mar 16, 2007 Late
Mar 22, 2007 Current
Sep 14, 2007 Late
Sep 30, 2007 1 month late
Oct 31, 2007 2 months late
Nov 30, 2007 3 months late
Dec 30, 2007 4+ months late
My name is Jamie, I'm 25 years old.  I live in Arnold, Missouri. Currently I work at two chinese restaraunts.  Trying to build a more extended knowledge of the restaraunt industry since I plan on opening my own some day.  I'm not in debt, and fortunately I live pretty comforably with very few bills.  I plan on using this site to obtain small loans and pay them off to build my credit.  Hopefully this will help when it comes time to get a large loan for a business start up.  The last time I checked my fico score it was around low 600's.  I realize that this isn't so good and I would like to give it a boost.  I've had a famous bar card that I rarely use in perfect standing for about 6 years now, and I had a $1,000 installment loan about 6 years ago that I paid off in full.  I've just realized this past year how important it is to have good credit and now I want to do something about it.

My current financial situation looks like this.

Rent/utilities        -     free (thanks mom)

Car                     -     paid cash

Phone                 -     $40.00  monthly

Cable                  -    $70.00 monthly

Food, Gas, etc.    -   approximately $600.00 monthly

Between my two jobs I make on average $2,200 a month.

I am always available for lenders to call and talk one on one, the amounts I borrow will solely be used to pay back my loans.  I realize that this costs me money in interest.  I'm willing to pay that to establish great credit.

 
Borrower's Other Listings
60511 credit help HR $1,000 @ 29% Nov 12, 2006 Withdrawn

 

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