Help with our CRAZY suv payments!!!

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Listing Information
Amount: $4,001.00 Status: Loan created
Grade: B DTI: 25%
Lender Rate: 14% Borrower: peaches1
Time Left: Finished State: GA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2006-04-25 EricsCC ROI: 14%
Status History
Aug 30, 2006 Payoff in progress
Dec 04, 2006 Paid
Hello, not sure why my DTI is so high.  Anyways, we would like to pay off HSBC with this loan for our SUV that my husband and I bought 6 months ago.  Prosper looked like a good way to go.  We would rather pay the working people than the suits.  I am sure my DTI is high because I only put my income in, and did not put my husbands in with it.  Please help, we would like to get out of the interest that we pay at the front, and just pay mainly the principal. We would appreciate the help.  Bid with confidence.

Thank You, ~K&JF 
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