Cash for Remodel
Homeownership Verified

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Listing Information
Amount: $2,500.00 Status: Withdrawn
Grade: E DTI: 18%
Lender Rate: 20% Borrower: bender2477
Time Left: Finished State: IA
Funded: 0% Group: (No Group)
Thank you for viewing my listing.  Let me start by saying that my credit score must be lower due to the Bankruptcy that we filed in 2002.  I have since worked very hard to rebuild my credit and have not had any late payments on my Mortgage, loans etc.  My wife  of 8 years and I are expecting our 3rd child in less then 6 weeks.  Although we love our home, it is growing smaller and smaller with each new addition.  We currently have two boys, 5 and 2, needless to say they can be quit active.  I started remodeling our basement but am running out of funds and do not want to turn to high interest credit cards as they never seem to get paid off.  I am in need of some additional dry wall, insulation, carpet, paint and furniture.  Once the basement is complete the boys will have a lot more room to run and play, besides the value it will add to our home!  Below you will find a breakdown or our current monthly budget.  I would have no problem repaying the Prosper loan and would be so greatful to the lenders who make their bid.  Thank you for your time.  If you have any questions, please contact me.

Monthly Income after Taxes      $3600.00

Mortgage                                  $800
Utilities/Cable/Internet               $195
Vehicle Pymts/Insur                  $510 
Life Insurance                           $70
Cell Phones                              $90
Combined Credit Card Pymts    $100
Groc/Gas                                  $450
Childcare                                  $300
Entertainment                           $150  

Total Monthly Expenses            $2665  

That leaves approximately $935.00 at the end of each month for additional expenses and savings. 
 
Borrower's Other Listings
60061 Need More Room! E $1,200 @ 20% Nov 10, 2006 Withdrawn
63525 Safe Investment! Please read... E $1,000 @ 20% Nov 18, 2006 Loan created
132593 2nd Loan with Prosper...Another Safe Investment HR $15,000 @ 19% May 04, 2007 Withdrawn
132634 2nd Loan with Prosper...Another Safe Investment! HR $15,000 @ 19% May 04, 2007 Withdrawn
133696 Safe Investment....Please Read! HR $7,800 @ 19% May 07, 2007 Withdrawn
134352 Final Listing...This loan will make a difference! HR $3,700 @ 19% May 08, 2007 Withdrawn
135064 Cleaner Air for our Son! HR $2,000 @ 19% May 09, 2007 Withdrawn
137656 Previous Successful Prosper Borrower! HR $2,400 @ 18% May 15, 2007 Withdrawn
137667 Previous Successful Prosper Borrower HR $2,400 @ 18% May 15, 2007 Loan created

 

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