Eric's Credit Community

Thank you for spending the time to review my credentials as I am a professional pilot that flies jet aircraft for a Charter Company.  In this past year, I started a Business with some business partners and incurred some credit card debt ($7,500) while working on the project because I was not collecting a paycheck.  I am now working for a new company as a pilot making $45,000 a year. I am currently paying 28% APR on my credit cards and am looking to use this Prosper loan to help pay them off and build my credit rating to buy my first home.
The following is a breakdown of my personal income and expense per month:
Net Income per month after taxes: $2,989.00
EXPENSES
Prosper Loan Payment: $ 137.31
Apartment Rent (includes all utilities): $ 523.58
Phone, Cell Phone, Internet, Cable: $ 110.23
Food, Prescriptions, etc.: $ 400.00
Mini Storage: $  43.01
Health Insurance: $ 65.05
Fitness Club Membership: $ 32.00
Credit Card Payment: $ 800.00
Total Expenses            $2,111.18
Total Cash Flow/month
(2,989.00-2,111.18= 877.82)        $ 877.82
I am a single 31 y/o male that does not have any children.  I own my car (paid off) and the insurance is paid for under my brothers? policy.  I come from a large successful family that has great morals and values. In February 2002, I filed bankruptcy as I was laid off from work as a flight instructor due to September 11, 2001.  During flight school, I incurred some debt and had all intentions of paying if off.  After I was laid off, I moved twice to follow job promises yet both of them did not come about because of the strain on the economy.  I did finally get a low paying job in January 2002.  While I was unable to keep up with the interest charges and fees, I was advised by money management counselors that they could not help me and bankruptcy was the only option.If you have any questions please do not hesitate to contact me.