RE-LIST/CREDIT-ERRORS/CONSOLIDATIONGOALS!

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Listing Information
Amount: $2,550.00 Status: Loan created
Grade: HR DTI: 26%
Lender Rate: 25% Borrower: girl4god
Time Left: Finished State: CA
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Paid Origination Date: 2006-11-21 EricsCC ROI: 25%
Status History
Nov 22, 2006 Current
Apr 03, 2007 Payoff in progress
Apr 07, 2007 Paid
Dear Friends,
I thank you for your willingness to read and consider my listing.

About Me: I am 52 years of age, single and a mother to two sons, age 29 and 26. They are AWESOME! I have worked in mortgage banking for over 20 years and am currently in a great, stable job with a large, nationwide company. My salary is $4,600 per month, gross, and paid on a bi-monthly basis. I enjoy spending time with family and friends and am very involved in my church, and enjoy being there.   

Credit Explanation: In 2000, I experienced a very difficult year with many health problems and work conflicts. I was faced daily with the physical challenges and also my integrity and ethics were tested at work. Hoping to simplify and remove myself from this stress, I accepted a job that paid much less. I had hoped I would earn close to the same and adjust my budget, but my earnings were not what I had hoped. I was faced with the decision to file bankruptcy to protect my home and car in particular. The first case was not handled properly, so I allowed it to dismiss and filed another immediately. I am trying diligently to re-establish and re-build my credit and have learned dearly from the past decision. I am committed to being disciplined with my finances and improving my credit standing. I would be humbled by the opportunity to prove myself to this group. I would dearly love to become a lender, and provide a network of assistance for single mothers and others in the same place I have been.With your trust and funds I will: State minimum is $2,550: $500 to two payday loans; $500.00 will payoff two credit cards and these will be CLOSED; $700.00 to Merrick Bank; $300.00 to Orchard Bank; $250.00 to payoff medical bills; $250.00 to payoff Massey's. Increased cash flow of $250.00 monthly which will cover this loan and allow additional payments to meet early payoff goal. I am commited, focused and desire to earn your trust and prove I am a valuable member of this group. I will NEVER be late!!! Please note that documentation can be provided to show credit is in error and all accounts are current. Paystubs and other identifying information also available upon request. 

Monthly budget: Net Income: $3,200.00
Rent-$1,095
Phone/Cable/Internet-$125.00
Electric/Water: $65.00
Car Loan/Expenses:  $650.00
Insurance: $100.00
Food: $300.00
Clothing/Personal: $50.00
Additional Credit: $400.00
Total Expenses: $2,850.00
Remaining funds will applied to this loan and to retire additional debt.

Thank you again for your prayerful consideration!
girl4god
TH  
 
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