pay off credit cards.improve credit
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 392% |
| Lender Rate: | 23% | Borrower: | sash |
| Finished | State: | IL | |
| Funded: | 100% | Group: | P2P Financial |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2006-11-22 | EricsCC ROI: | -31% |
| Status History | |
|---|---|
| Nov 22, 2006 | Current |
| Mar 08, 2008 | Late |
| Mar 23, 2008 | 1 month late |
| Apr 23, 2008 | 2 months late |
| May 24, 2008 | 3 months late |
| Jun 23, 2008 | 4+ months late |
| Aug 26, 2008 | Default |
|
Introduction My name is Sasha and I want to change my financial future and take charge of my debt levels.I am single with no children,enployed full-time. Loan Purpose I want to refinance my high interest rate credit cards into one loan and pay them off quickly. I also hope to increase my credit score so I can also refinance my home mtg. Credit History As you can see I have always paid my debts on time I am only rated a "D" due to my shorter credit history. Repayment Ability I am Employeed at INSTANT FURNITURE RENTAL ([PHONE DELETED]) as a delivery menager. Income Base: $2400 Rental income: $ 500 Second job: $ 1200 Total : $ 4100 Expenses Mortgage: $ 1355 Car: $ 850 Car ins.: $ 110 Gas: $ 150 Credit cards: $ 400 - will be replaced by the Prosper Comcast: $ 45 ComEd: $ 40 Cell phone: $ 80 Food: $ 250 Total: $ 3280 Total cash flow: $ 820 As you can see I can easily afford the loan and I am good credit risk.This loan will improve my credit and financial situation. I have strong desire to improve my financial picture and pay this loan on time each month. Thank you for your time and consideration. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 55209 | consolidate high interest credit cards | D | $10,000 @ 19% | Oct 30, 2006 | Withdrawn |
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