The Beginning of Successful Credit Rebuilding!

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: HR DTI: 30%
Lender Rate: 20% Borrower: DuncanHouse
Time Left: Finished State: TX
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: 4+ months late Origination Date: 2006-11-21 EricsCC ROI: -41%
Status History
Nov 22, 2006 Current
Sep 05, 2007 Late
Sep 23, 2007 1 month late
Oct 23, 2007 2 months late
Nov 23, 2007 3 months late
Dec 22, 2007 4+ months late
Good day all!
Happily married father of 3 wonderful children looking to turn a families livelihood around after years of my own personal back problems. My credit is damaged due to medical bills from the past, primarily from emergency room visits that are incredibly costly as well as left over surgical charges insurance companies graciously never pay.

My immediate issue is to resolve these past due doctor and hospital bills, as well as a couple of small credit cards for the sole purpose of improving our credit rating for a great interest rate on a home.  My children need their own place to run, play and destroy as they please. 

My current income streams are as follows:I am the lone master scheduler for  a large commercial printer in Dallas, Texas, that pays me $55,000 annually in weekly installments.
  As of Two months ago today, I stated working part time at Pizza Hut Inc as a part time delivery driver, which ends up netting me between $200-$250 a week extra cash.  My wage there is $5.15 an hour, plus any/all tips I make.  It generally averages out to $17/$22 an hour.

My bills are as follows:Rent $700Car payments (2) totaling $683.02 ( One of these cars I have had financed since March 2002 and never been late on!)Utilities/Phone $350Insurance $150 Food $500 Gas/Maint $200 Misc Doctor Visits for Children $100. This totals $2683.02 Monthly Vs. disposable income of $950 net per week x4.3 wks mo $4085, Leaving a positive cash flow of $1401.98 remaining to pay any loans (such as prosper) that I might incur.

Thank you for your interest in my listing, and all I ask is for a shot at repairing my life on paper for continued success with my life in reality.I completely expect to pay this off within 4 to 6 months maximum.  
Borrower's Other Listings
55950 The Beginning of Successful Credit Rebuilding! HR $2,500 @ 26% Nov 01, 2006 Withdrawn
57281 The Beginning of Successful Credit Rebuilding! HR $1,000 @ 25% Nov 05, 2006 Withdrawn

 

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