RELISTED: PAYING OFF CAR!! DTI RATIO NOT ACCURATE!!

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: E DTI: 47%
Lender Rate: 26% Borrower: Footballfan61
Time Left: Finished State: MO
Funded: 100% Group: Sonic Lenders
Loan Information
Loan Status: Current Origination Date: 2006-11-13 EricsCC ROI: 19%
Status History
Nov 10, 2006 Current
I am requesting a loan to make the final payment on my car loan. During the term of the loan I received 3 deferments. Now the final payment is due which consists of the deferments. My Debt to Income Ratio is high because I could not include my wife's income when I registered. My last listing closed with only $ 30.00 left to bid!! I have included my monthly budget below:

Monthly Budget:

Income:
$ 5311.00

Expenses:
Taxes $ 120.00
Housing $ 535.00
Insurance $ 546.00
Food $ 550.00
Debt Payments $ 893.00
Tansportation $ 550.00
Clothing $ 100.00
Recreation $ 50.00
Church Giving $ 550.00

Total Expenses $ 3894.00

Most of our debt payments are credit cards - we have enrolled in a credit counseling service to pay them off!!

Thanks for your consideration!! 
Borrower's Other Listings
55626 Paying Off Car E $1,000 @ 10% Oct 31, 2006 Withdrawn
55861 Paying Off Car!! E $1,000 @ 25% Nov 01, 2006 Expired
309081 PAYING OFF DAUGHTER'S WEDDING & TAXES D $8,000 @ 32% Apr 14, 2008 Withdrawn
310834 PAYING OFF DAUGHTER'S WEDDING & TAXES D $7,500 @ 35% Apr 15, 2008 Expired
315767 PAYING OFF TAXES D $3,000 @ 35% Apr 23, 2008 Expired
332465 PAYING OFF DELINQUENCIES & TAXES D $4,200 @ 35% May 14, 2008 Expired
340907 PAYING OFF DELINQUENCIES & TAXES D $3,500 @ 30% May 29, 2008 Loan created

 

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