relisting at lower amt

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: HR DTI: 17%
Lender Rate: 16% Borrower: blu_I_baby
Time Left: Finished State: IN
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: 4+ months late Origination Date: 2006-11-17 EricsCC ROI: -75%
Status History
Nov 22, 2006 Current
Apr 02, 2007 Late
Apr 12, 2007 Current
Oct 03, 2007 Late
Oct 18, 2007 1 month late
Nov 23, 2007 2 months late
Dec 19, 2007 3 months late
Jan 18, 2008 4+ months late
Jul 09, 2008 1 month late
Jul 18, 2008 2 months late
Aug 19, 2008 3 months late
Sep 18, 2008 4+ months late
Loan Purpose

Need to catch up some bills and pay off some high interest credit cards we got to help with our credit.

Credit History

As with most people I have made several mistakes with my credit by not keeping my payments current. I am working diligently to keep my credit score in good standings as of now. This was all a cause from layoffs and my husband getting hurt and not recieving pay for about six months. He is now back to work and I have found a very secure job in the medical field have been here for over 1 1/2 yrs and my husband has had the same job for 14 yrs.
 
Repayment Ability

Although, my credit shows a HR, I am a good risk. With my annual income of $25,000 and that is not including my spouse's income. I can definitely pay off my Prosper loan.

Monthly Household Expenses
Rent 500.00Car: 275.00
 Utilities $150.00
Phone Bill/ Internet $56
Credit Card $40
Cell phone$70
Gas $200
Food $300Misc. $150
Total Expenses $1741 Monthly Income $2000 (this is not including my husbands income) 

Please give me a chance to prove myself. Thanks for the consideration  
Borrower's Other Listings
50423 cleaning up my life HR $6,000 @ 15% Oct 19, 2006 Withdrawn
51736 Cleaning up my life HR $6,000 @ 20% Oct 22, 2006 Withdrawn
52747 Fresh Start HR $6,000 @ 17% Oct 24, 2006 Withdrawn
52996 Fresh Start HR $2,500 @ 17% Oct 25, 2006 Expired
55796 Needing someone to take a chance HR $1,500 @ 17% Nov 01, 2006 Withdrawn

 

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