Eric's Credit Community

I have recently been approved for a group membership. I have also decreased my request to the minimum allowed by our state and the maximum interest rate allowed.

I am looking for funds to consolidate my high interest credit cards (yes, they are higher than our state maximum). I have a few small cards, but the payments are high. By paying them off I would also be improving my credit score and my DTI. I had to file bankruptcy a few years ago due to an illness and now being unable to work. I have had a few late pays since the bankruptcy. I was waiting for approval for disability (a very lengthy process). I have been approved for disability and Medicare. Now I have the benefit of having my medical care taken care of and I also receive a monthly stipend to live on.

Here are the cards I would like to consolidate into one small, manageable payment to Prosper.

Walmart            475.00        Payment        30.00
HSBC               450.00        Payment        50.00
Premier One      375.00        Payment        30.00
Rewards 660      300.00        Payment        45.00

Total                1600.00                            155.00

New payment with Prosper would be about $80.00. This would save me about $75.00 per month. My monthly disability check is $725.00. The only other bills I have is a couple of student loans with a payment of $78.00 per month. I have no other household bills thanks to my family.

Please bid!!

Thank you very much....