2nd chance loan to prove myself ,increase credit score

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: HR DTI: 1%
Lender Rate: 1% Borrower: rockman76
Time Left: Finished State: PA
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Default Origination Date: 2006-11-21 EricsCC ROI: -83%
Status History
Nov 22, 2006 Current
May 06, 2007 Late
May 22, 2007 1 month late
Jun 22, 2007 2 months late
Jul 22, 2007 3 months late
Aug 28, 2007 4+ months late
Dec 28, 2007 Default
I have made terrible financial decisions in the past,I am here to prove myself.I fully understand and take responsibility for my credit.I have a great job and good income ,with only one small credit card,$200 limit.my monthly income is $2400.00 a month after taxes are taken out.I can repay this loan within 6 months of funding.my bills(rent $600,uitlities $300,cell phone 100,food and kids expenses $500).I have a wife and 2 young boys that keep us busy and very happy,If givin a second chance ,I will not let anyone down.I would love to buy them a home soon.I would like to thank everyone considering me,and hope one day to be the one helping someone out.I am more than willing to pay the highest interest aloud in my state

thank you
                                                                        
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