Just need a little boost
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 9% |
| Lender Rate: | 23% | Borrower: | missnrb |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2006-11-16 | EricsCC ROI: | 17% |
| Status History | |
|---|---|
| Dec 04, 2006 | Current |
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I am requesting this loan for several reasons. First, I need to have some dental work done (4 root canals and several fillings). Second, I have a payday loan I would like to pay off. Third, my truck needs minor repair and tires. Fourth, I need to pay for books in January. About me I am a 27 year old college student/professional. I currently work for UGA. I?ve been here a little over a year and am working my way to the top. I was promoted after only 7 months. I will start school again in January and will be finished by December 2007 with a BA in Business Management with an Accounting Emphasis. Breakdown of loan proceeds Dental work: $2500 I?ve called around and root canals average about $500 a piece and fillings about $80. Payday loan: $279 Car repair: $550 Parts and labor for repair $147.19 and tires $400 Books: $500 Books average $400-500 a semester Monthly Expenses Rent $362.50 Bills (power, cable, phone, water) $145 ar Insurance $80 Payday $158 School loans $50 Food $70 Gas $80 Credit cards $50 Total: $995.50 leaving $288.50 Loan Payback I will have no problem paying back the loan as I have $288.50 left over every month. However, this money shouldn?t have to be used as I will have paid off the payday loan. Therefore, the $158 used for the payday loan can be used to pay back this loan. Also, I won?t have to make school loan payments when I start school in January which gives me an extra $50. Additional Info I?ve recently had to pay out quite a bit of money on unexpected things. My aunt who raised me recently passed (10/18/06). She changed life insurance carriers a little less than 2 years ago so they could contest the payout when considering her age and other things. There were a few things I had to pay to settle her estate including $250 to clear the truck title. I had to get new tags for the truck. I will also have to pay property taxes next month for two homes. All in all, things are okay but I need a little boost. As always, you are welcome to contact me with any questions. Thank you and have a great day! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 55360 | Dental Work and Car Repair | D | $4,000 @ 20% | Oct 31, 2006 | Expired |
| 231677 | Refinance and pay off credit card debt | E | $9,000 @ 23% | Nov 14, 2007 | Expired |
| 285190 | Need to get things straight | HR | $6,000 @ 30% | Feb 27, 2008 | Expired |
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