Eric's Credit Community

I decided to withdraw my previous listing.  I've increased my interest rate as well as added my monthly income and expenses in hopes of sparking more bids.  Although I am a fairly patient person, our baby girl is due in less then 6 weeks and I truly long for the financial security while on Maternity Leave.  My original post is below along with our monthly expenses.  Thank you so much for your time and hopefully your bid!  

Hello, I was very excited to find this opportunity.  Because of our Bankruptcy in May 2002 it hasn?t been easy receiving personal loans without collateral even though we have paid all loans, credit card payments and Mortgage payments in a very timely manner since.  I hope that you will give my family a chance.  My husband and I have been married for 7 1/2 years.  We have two little boys Griffen, 5 and Micah, 2 and are expecting our 3rd baby in December.  I am only planning on taking 4 weeks of maternity leave as it will be unpaid.  Because of this, I am very concerned about the Holidays.  I love this time of year and giving is what I'm all about.  A loan in the amount of $2500.00 would guarantee our financial security from December thru February.  In February we will file our income tax return, which should be good and then in June my husband will receive his first profit sharing check from his employer which should be quit nice.  I think this opportunity is wonderful and would someday like to be on the other end, lending money to people that really deserve a chance.  Thank you for hearing my concern.  If you have any questions, feel free to contact me!   

Monthly Income after Taxes        $3600.00
  
Mortgage                                  $800
Utilities/Cable/Internet               $195
Vehicle Pymts/Insur                  $510 
Life Insurance                           $70
Cell Phones                              $90
Combined Credit Card Pymts    $300
Groc/Gas                                  $450
Childcare                                  $300
Entertainment                           $150
  
Total Monthly Expenses            $2865  

That leaves approximately $735.00 at the end of each month.  We can more then afford the monthly Prosper Loan Payment and would definitely have it taken out of our Checking Acct each month via Auto Debit. I promise my loan would be a good investment. :-)