Credit line addition
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 28% |
| Lender Rate: | 23% | Borrower: | FourWayTest |
| Finished | State: | CA | |
| Funded: | 100% | Group: | 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2006-11-30 | EricsCC ROI: | -61% |
| Status History | |
|---|---|
| Dec 01, 2006 | Current |
| Mar 16, 2007 | Late |
| Apr 02, 2007 | 1 month late |
| May 04, 2007 | 2 months late |
| May 31, 2007 | 3+ months late |
| Jun 09, 2007 | 3 months late |
| Jul 01, 2007 | 4+ months late |
| Aug 28, 2007 | Default |
|
Homeowner, married, Age 53, business owner, former military officer, same profession 25 years. Goal: Add to overall business-related credit lines, improve score, convert to fixed instead of revolving. I have approx. $170,000 equity in home according to appraiser. Score should improve quickly to 720-750 with paid down revolving according to Equifax modeling. Actual monthly cash inflow into my bank accounts (doesn?t include outflow), can document (sorry, formatting unavailable in this box): Month__PrsCk1___Co.1___Joint___Co.2-A__Co.2-B__Co.2-C___Total Sep06_$03,029_$07,184_$05,786_$00,000_$00,000_$05,472_$21,871 Aug06_$13,954_$05,123_$02,868_$03,000_$00,000_$03,620_$28,565 Jul06_$21,245_$05,144_$05,005_$23,710_$06,514_$03,157_$64,775 Jun06_$14,136_$12,325_$04,500_$00,000_$00,000_$00,152_$31,113 May06_$21,099_$02,062_$07,180_$29,926_$00,000_$00,000_$60,267 Apr06_$11,157_$06,429_$05,000_$22,342_$04,392_$00,000_$49,320 Mar06_$02,931_$11,075_$03,900_$01,316_$00,000_$00,000_$19,222 Feb06_$04,524_$04,000_$08,085_$00,000_$00,000_$00,000_$16,609 Jan06_$13,185_$05,360_$20,300_$15,712_$10,937_$00,000_$65,494 Dec05_$12,332_$10,974_$14,100_$00,857_$02,400_$00,000_$40,663 Nov05_$13,208_$05,240_$19,755_$08,326_$04,663_$00,000_$51,192 Oct05_$21,701_$13,228_$04,600_$06,000_$10,010_$00,000_$55,539 Total_152,901_$88,144_101,079_111,189_$38,916_$19,901_504,630 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 54980 | Credit line - multiple business owner | C | $25,000 @ 20% | Oct 30, 2006 | Withdrawn |
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