trying to improve credit by receiving loan and paying timely
Homeownership Verified

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: HR DTI: 3%
Lender Rate: 13% Borrower: familyiseverything
Time Left: Finished State: FL
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Default Origination Date: 2006-11-16 EricsCC ROI: -50%
Status History
Nov 15, 2006 Current
Dec 31, 2006 Late
Jan 08, 2007 Current
Aug 01, 2007 Late
Aug 17, 2007 1 month late
Sep 18, 2007 2 months late
Oct 17, 2007 3 months late
Nov 23, 2007 4+ months late
Dec 28, 2007 Default
I am currently considered a high rick loan because of my credit score. I am hoping if I am approved for this $1000 loan this will be the first step of improving my credit. In the past I have been late on accounts  when my husband's business was slow. I now work for myself out of my home running a daycare so I can be here for my 4 children, which was part of the reason I didn't work out of the house to begin with because of the daycare expense! Now I am making money too and helping my husband support the family. I have a couple of new credit cards in good standing and am on the path to rebuilding my credit. My daycare is doing well and I will have no problem making the loan payment each month for the $1000 loan. My goal is to eventually become a group leader at Prosper and continue to help my family be financially secure and help others reach their goals. Thank you for considering me for this loan.
Janice [LAST NAME DELETED] 
Borrower's Other Listings
56420 buying mom a electric scooter HR $3,000 @ 16% Nov 02, 2006 Withdrawn

 

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