Eric's Credit Community

This will be my first start to accomplishing a long list of goals I have set for myself.  I currently work full-time at Best Buy as a computer supervisor and I have been there for a little over 2 years this month.  Responsibility and trust are 2 very important things to me, so any money borrowed would be payed back quickly and on-time.

Being so young has had its negative effects on me, I have not had a chance to develop a credit history, therefore I am listed as HR.  Building a good credit history is at the forefront of my goals and if given the chance to prove myself, I promise to make all the payments and be ahead of the schedule.

After building my credit rating, I plan to move to Florida and help run a business.  Growing in the Prosper community and eventually becoming a lender would be very important to me.

When people reach out to those in need, it means a lot to me, and is always very appreciated!  Prosper is an excellent community and I hope as my credit rating improves, I can one day become a lender for those who are in need! 

Here is a break down of what my monthly budget looks like:

Monthly Income:
$1349.31

Monthly Expenses:
Internet: $52
Cable: $40
Computer: $175
Savings Payment Plan: $350
Credit Card: $50
Health Insurance: $45
Life Insurance: $39
Cell Phone: $40
Prosper Loan Repayment: $100
Total Monthly Expenses: 458.31

**I have budgeted to pay $100 a month to start, after 3 months, I will lose the payment for my computer and can pay this off quicker.

I appreciate your help and consideration!

-Jeremy