Home Improvement - Siding

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Listing Information
Amount: $5,500.00 Status: Loan created
Grade: D DTI: 0%
Lender Rate: 23% Borrower: hilbedo
Time Left: Finished State: MO
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2012-03-22 EricsCC ROI: 22%
Status History
Mar 22, 2012 Current
Feb 11, 2013 Paid
I am replacing the vinyl siding on my house. The previous owner had a bad contractor and did a poor job. I replaced the roof / soffit / fascia this year and paid cash for it all. Need to speed up progress for an appraisal.

The house has a subject-to appraisal of $184,000 on file w/ lender (the siding is the final project) and I owe $115,000 on it. Once completed I am planning on refinancing my mortgage from a 20-year at 6.375% to a 15-year, hopefully at 4-5%, to pay it off quicker. .

Monthly net income: $6000.00
Monthly expenses: $3400.00
Housing: $885.88 (mortgage PI) $134.00 (property taxes)
Insurance: $87.50 (home insurance)
Car expenses: $200.00 (own my car, paid cash for 2009 Toyota Prius)
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $300.00
Clothing, household expenses: $200.00
Credit cards and other loans: $0.00 (no other debt besides mortgage, carry $0 balance on one credit card)
Other expenses: $1225.00 (child support)
Borrower's Other Listings
293753 Complete deck and landscaping B $15,000 @ 18% Mar 15, 2008 Expired
324770 Complete deck, patio and landscaping A $12,700 @ 17% May 03, 2008 Withdrawn
324783 Complete deck, patio and landscaping A $12,700 @ 17% May 03, 2008 Expired
525877 Paying off Divorce Settlement D $3,981 @ 27% Sep 08, 2011 Loan created
692684 Charitable Donation C $13,000 @ 19% Jan 04, 2013 Cancelled
699326 Charitable Donation C $13,000 @ 19% Jan 16, 2013 Loan created

 

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