Please Help Restore My Life

| Listing Information | |||
|---|---|---|---|
| Amount: | $2,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 7% |
| Lender Rate: | 26% | Borrower: | HELPASAP |
| Finished | State: | AL | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2006-11-13 | EricsCC ROI: | -29% |
| Status History | |
|---|---|
| Nov 10, 2006 | Current |
| Dec 10, 2007 | Late |
| Dec 14, 2007 | 1 month late |
| Jan 14, 2008 | 2 months late |
| Feb 14, 2008 | 3 months late |
| Mar 17, 2008 | 4+ months late |
|
I am married to a wonderful wife and we have 2 kids togther. The age of my son is 4 and the age of my daughter is 8. I am not making any excuses for my credit score being this low but sometimes life will throw a curveball and you are just not ready for it. My income has increased annually to $38,400. My mortgage is $881/month, my phone bill is $100/month, my power bill is $100/month and my gas $150/month. All total up to $1,231 which would leave me with $1,969 to pay for a loan. I went and applied bank after bank, also even my credit union and they all turn me down for a loan. That's the reason why I came to Prosper for help. Please if you can help that would be blessing. And would give me the edge I need to provide better for my family. I know I made bad decisions in the past but I need one more chance at life. Thank you for your consideration, Nakiel [LAST NAME DELETED] |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 28882 | BUYING SCHOOL CLOTHES FOR KIDS | HR | $2,000 @ 29% | Aug 03, 2006 | Expired |
| 30795 | FUNDS FOR KIDS SCHOOL CLOTHES & NEW START PLEASE HELP | HR | $2,000 @ 29% | Aug 11, 2006 | Expired |
| 234491 | So my kids can have a good Christmas | HR | $2,000 @ 29% | Nov 19, 2007 | Expired |
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