Payoff credit cards and purchase home
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,600.00 | Status: | Loan created |
| Grade: | HR | DTI: | 41% |
| Lender Rate: | 25% | Borrower: | networth4 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2006-11-14 | EricsCC ROI: | 18% |
| Status History | |
|---|---|
| Nov 15, 2006 | Current |
|
My name is Julie and I have been an elementry school
librarian for 5 years.. My husband Ken has been teaching high school
science for 2 years
and has been
employed by the school district for 4 years. Ken had a change in
careers 6 years ago, when he decided that teaching was what he wanted
to do. So he quit his job as a restaurant district manager to go back
to school. Unfortunately this
put us in a financial bind while he was going to
school. We were unable to keep up with our bills. As a last resort we
had to file for
bankruptcy. There were some bills we
were unable to include in this bankruptcy that we would like to
payoff. Since the bankruptcy we have been current on our bills and we
were able
to get a used car loan, and three small credit cards to help build our
credit rating back up. We would like to payoff the remaining bills
and be able to start saving some money for a down payment on a house,
and cars for our two teenage sons. Our financial breakdown before and after the loan: $3831 combined income after taxes $3650 = bills: including Rent, utilities, credit cards and misc. $181 = left over each month for unexpected expenses. After the loan: $3831 = income (not including our yearly raises in July and also a proposed cost of living increase for this school year) $2900= bills $931= left over to pay at least $200 a month for the loan payment, and the rest to put towards our savings account to be used as mentioned above. We need someone to take a chance on us. We can and will make the payment on time every month until it is paid off. We have learned from our past mistakes. Let us prove it. Thank you Ken, Julie, Andrew and Kyle |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 49307 | Need to buy a car for teenage son and payoff loans | HR | $3,000 @ 25% | Oct 17, 2006 | Withdrawn |
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