CAN YOU PROSPER MEMBERS HELP ME RAISE MY CREDIT SCORE?

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Listing Information
Amount: $1,200.00 Status: Loan created
Grade: HR DTI: 2%
Lender Rate: 29% Borrower: theduke0516
Time Left: Finished State: MO
Funded: 100% Group: FUTURE FINANCIAL FREEDOM
Loan Information
Loan Status: 4+ months late Origination Date: 2006-11-06 EricsCC ROI: -38%
Status History
Nov 06, 2006 Current
Sep 21, 2007 Late
Oct 07, 2007 1 month late
Nov 07, 2007 2 months late
Dec 07, 2007 3 months late
Jan 07, 2008 4+ months late
I am hoping that there are some Prosper members out there who are willing to help me increase my credit score.My family has had some setbacks over the past few years due to job layoffs and medical problems which has caused us some credit issues. 

We have talked with a financial advisor who told us that we need to obtain new credit and pay on that in order to increase our credit score because we have no current or new credit; just old credit. 

My wife and I are both working full-time jobs making around $57,000.00 a year.  We have three children two in college and one in high school.  Over the summer we were able to purchase a home through a lease-purchase option and need to increase our credit scores in order to purchase our house. 

I would like to borrow the $1,200.00 to pay off some old medical bills and purchase a used vehicle to help alleviate our transporation issues; four drivers with only two vehicles. 

I am in a position to where I can and will make these payments to insure that my credit score and credit are re-established.

I really hope that you will help me. 

I would like to pay on this loan for 9-12 months and pay it off early.

Any help you can give me would truly be appreciated. 

Thank you.Tony [LAST NAME DELETED]  
Borrower's Other Listings
52020 NEED HELP TO REBUILD CREDIT HR $2,000 @ 25% Oct 23, 2006 Withdrawn
53290 CAN PROSPER MEMBERS HELP ME INCREASE MY CREDIT SCORE? HR $1,500 @ 29% Oct 25, 2006 Expired

 

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