Eric's Credit Community

I am 41, born, raised and currently live in my hometown of Loogootee, Indiana.  I am married to Jill, age 33, and we have 4 kids, Kayla, Kristin, Jordan and Austin.  I have an AS from Vincennes University and BS in Laser Electro Optics from the University of Houston, and a Master's Degree in Engineering Management from Rose Hulman Institute of Technology.  I am a Physicist for the Department of Defense with a Top Secret Security Clearance.  I spend my days there developing ways to protect our pilots from heat seeking missiles.  I am just a regular guy who loves to watch my kids play sports and grow up into really great people.  I have no complaints at all about my life.  My wife got sick, we got in a bind.  I have an easy way out if someone would just help me for about 90 days.  I have everything I need, I just need a very short term loan if you would be so kind.  If you can't or won't I will understand. We will eventually get out of this now Jill is working some again.  I am just tired of paying 18% on $18,000.  If I could just get access to my own money, I would loan myself the 18K and pay myself back at 4.5%.  Even though I am high risk according to the credit rating, in reality this is a very low risk, short term loan form our group.  

I am allowed one general purpose loan from my TSP (401K) acount.  I have a balance on that one loan of $10,400.  I need to pay this off and wait 60 days before I can take out another.  60 days after pay that off I plan to borrow from myself enough to pay off ALL of my unsecured debt leaving me only with a house payment and my wife's car payment.  I will pay off your loan to me in about 90 days.  At that point I plan to become a lender and help others because I know what it is like to be in bind.  My debt to income ratio is 8%.  I do not not live beyond my means, but we were not prepared for my wife to miss so much work.

Thanks so much for considering my request!