Eric's Credit Community

About Me

Both my husband and I have been gainfully employed for 5 + years. I am a licensed Private Investigator, my husband is in Education. I hold a Bachelor of Science degree in Criminal Justice while my husband has earned a Master's in Education Leadership.

Purpose of Prosper Loan
Consolidate credit card debt- 1 monthly payment ---$4,000.00
Fund expenses for an upcoming wedding (out of state) I am a bridesmaid---$1,000.00

Monthly Budget
Combined Net Income: 4, 258.00
Household Size: 4

Mortgage: 1,817.12
Food: 400.00
Gas 250.00
Extra Curricular 250.00
CC-10 total 206.00
Electric 150.00
School Lunches 120.00
Cell (3) 119.00
Telephone 100.00
YMCA 90.00
Cable 70.00
DSL 65.00
Life Insurance 40.00
Life Insurance 28.00
Total: 3, 455.12 = 802.88 monthly residual

Fully Funded

CC's      -  206.00
Prosper: + 173.33
              + 32.67 = 835.55 monthly residual

Two PR?s
The PR is a 2004 bankruptcy, which was re-filed versus amended (we filed pro se and this was an unintentional error), therefore shows as 2 PR's.

Additional Information
In the past 2 years, I have diligently shown dedication to rebuilding my credit. In doing so, I was approved (and currently maintain) a $179, 900 mortgage which was within 6 months of the discharge. To date, I have made each payment as promised. Prior to our new home, we were responsible home owners for 5 years.