Eric's Credit Community

Hey everyone.  We would first like to sincerely thank you for taking the time to view our listing on prosper.  We are asking for this loan in order for us to get completely caught up on our bills and to have a fresh start with our new baby boy.  A few months ago when our son was born we got a little behind on everything and it seems like an endless cycle that is impossible to get out of.  We will use half of this loan to get all of our monthly bills a month ahead and will put the other half in an interest bearing money market account so this will not happen again.

We are very responsible with our work ethics and have both had the same career for more than two years.  I am a systems analyst for a large computer company and my wife is a marketing and promotions associate at a career placement firm.  Together we bring home $3,698.00 per month, our debt to income ratio shows higher than it actually is because we are only using one income for this prosper account.  I bring home $2,164.00 per month and my wife brings home $1,534.00 per month.

We are at the point in our lives where we want to get our old college debts behind us and get our bills caught up so that we may provide for our family.  We are very excited at the possibility of receiving this prosper loan because we know this is all the push we need to finally be financially stable.

Thank you again for reading our listing, if you choose to help fund our loan you have our word that every payment will be on time.