Consoladating debt to save my credit.
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,080.00 | Status: | Loan created |
| Grade: | C | DTI: | 47% |
| Lender Rate: | 18% | Borrower: | Mostghost |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Debt Doctor |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 3 months late | Origination Date: | 2006-11-06 | EricsCC ROI: | -19% |
| Status History | |
|---|---|
| Nov 06, 2006 | Current |
| Aug 21, 2008 | Late |
| Sep 07, 2008 | 1 month late |
| Oct 07, 2008 | 2 months late |
| Nov 07, 2008 | 3 months late |
|
Expenses: $875 Rent $60 Cable $15 Gas and electric $40 Phone and Internet $100 Groceries $250 loan *$100 Credit Card 1 *$100 Credit Card 2 * Note the amounts listed isn?t the minimum payment due, it?s what I pay (usually) monthly in an effort to pay down my debt. Sometimes it?s more but this is the average amount. Total Expenses = $1540 Income Gross 2080/monthly Balance after expenses are paid = 540 By consolidating, I reduce my monthly debt payment from 450/month to 320/month. This frees up $130 each month. A prosper loan will help me by making my debt much more manageable. I will now only have to make one payment towards my debt instead of three. Plus it will also save me money in the long run, since the interest is much more reasonable than the one on my current loan. I have a steady job and I also do some freelance design work on the side so repaying the loan should be no problem. I can'?t make anyone trust me, all I can do is state the facts of my situation as is and hope that someone can see where I am coming from and give me a chance to prove myself. FYI..all the listings aren't because i am flaky,there just isn't any other way to edit a listing...please don't hold this against me. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 51148 | Consoladating debt to save my credit.Please help me! | C | $8,080 @ 16% | Oct 20, 2006 | Withdrawn |
| 51392 | Recent College Graduate,needs help restoring credit rating. | C | $8,080 @ 17% | Oct 21, 2006 | Withdrawn |
| 51710 | I need help consolidating my debt into one payment | C | $8,080 @ 18% | Oct 22, 2006 | Withdrawn |
| 51775 | Consoladating debt to save my credit.Please help me! | C | $8,080 @ 24% | Oct 22, 2006 | Withdrawn |
| 52813 | Consoladating debt to save my credit. | C | $8,080 @ 23% | Oct 24, 2006 | Withdrawn |
| 52835 | Consoladating debt to save my credit. | C | $8,080 @ 23% | Oct 24, 2006 | Withdrawn |
| 52845 | Consoladating debt to save my credit. | C | $8,080 @ 23% | Oct 24, 2006 | Withdrawn |
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