Paying off ALL credit card debts!

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Listing Information
Amount: $15,000.00 Status: Loan created
Grade: A DTI: 0%
Lender Rate: 13% Borrower: FloridaT954
Time Left: Finished State: FL
Funded: 81% Group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Loan Information
Loan Status: Current Origination Date: 2011-09-12 EricsCC ROI: 10%
Status History
Oct 08, 2011 Current
Purpose of loan:
This loan will be used to pay off all of my credit cards in full so that I can close the accounts and move to a cash-only lifestyle.

My financial situation:
I am a good candidate for this loan because I've had a loan with Prosper before to close an old account and paid it off in full before the 3-year term. I've never been late on or missed a payment with any creditor ever. My annual income above ($12,000) is from my part-time job. I'm a student in university so I have no expenses (Tuition, rent, utilities, services, etc.) are paid by my trust. I have a genuine desire to be forever debt-free.

If you have any other questions, please ask and I'll reply promptly.

P.S. I also noticed the last time I made a listing, it reported my credit score much lower than Experian says.. here are my credit scores as of 2:15pm ET on 25, Aug 2011

Experian: 735
Equifax: 721
Transunion: 747
Borrower's Other Listings
296706 Paying off credit cards before college D $6,000 @ 9% Mar 21, 2008 Withdrawn
297283 Getting rid of credit cards (State cap on interest) D $6,000 @ 9% Mar 22, 2008 Withdrawn
297972 Getting rid of credit cards (State cap on interest) D $5,000 @ 9% Mar 23, 2008 Withdrawn
299809 Getting rid of credit cards (State cap on interest) D $6,001 @ 17% Mar 26, 2008 Withdrawn
303484 2nd attempt: Debt Consolidation (Max Int. Cap) D $6,001 @ 17% Apr 02, 2008 Expired
307015 3rd/Final attempt: Debt Consolidation (Max Int. Cap) D $6,001 @ 17% Apr 09, 2008 Withdrawn
312439 Paying off credit cards, trying to relieve daily stress D $6,000 @ 28% Apr 16, 2008 Expired
328095 Paying off credit cards before college D $5,500 @ 30% May 07, 2008 Withdrawn
330503 Paying off Juniper Visa before college D $1,750 @ 30% May 11, 2008 Loan created
522218 Paying off ALL debts. A $15,000 @ 13% Aug 17, 2011 Withdrawn

 

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