Getting back in the saddle

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: C DTI: 19%
Lender Rate: 14% Borrower: grateful
Time Left: Finished State: GA
Funded: 100% Group: UtopiaLoans.com - Now Over $1 Million in Closed Loans!!
Loan Information
Loan Status: Paid Origination Date: 2006-04-18 EricsCC ROI: 13%
Status History
Jul 12, 2006 Current
Nov 19, 2008 Payoff in progress
Nov 22, 2008 Paid
I am a hardworking woman with two adult sons and one grandson. I have been a government employee for about 14 years.  For many years now I have been working on my eventual retirement.  I am a good candidate because among other things I greatly value my credit worthiness and I am very good with managing money.  I'm also an investor who hopes to, at some point in the near future, be able to work from home.  In July of 2005 I had a fall which forced me to stay off my job for about three months.  During that time I accumulated a lot of unexpected medical bills and transportation costs. I ended up struggling to keep my bills paid after my reserves were depleted.  My mortgages went 30 days late. It's come to the point recently where I may not make my payments on time. Before the accident, my credit score was on the rise and I was not struggling to pay my bills.  I was even able to acquire some assets. I would like so much to get back to where I left off.  With the funds I am requesting I plan to pay off my high interest auto loan and three high interest low balance credit cards.  This will reduce my debt to income ratio as well as improve my credit standing.I returned to work about five months ago and have been trying to catch up. I have an attorney helping recoup my losses but I can't sit around and wait for that. I don't want to damage my credit standing any further. I would be very very grateful to get some help.                  
Borrower's Other Listings
3939 Financial recuperation following injury C $5,000 @ 13% Mar 28, 2006 Withdrawn
4164 Financial recuperation after injury C $5,000 @ 18% Mar 29, 2006 Withdrawn
4174 Financial recuperation after injury C $4,500 @ 15% Mar 29, 2006 Withdrawn
4306 Getting back on my feet. C $5,000 @ 15% Mar 30, 2006 Withdrawn
5188 Getting back in the saddle C $6,000 @ 17% Apr 06, 2006 Withdrawn
5190 Getting back in the saddle C $6,000 @ 17% Apr 06, 2006 Withdrawn
275948 Getting back in the saddle HR $20,000 @ 15% Feb 04, 2008 Withdrawn
277541 Getting back in the saddle HR $20,000 @ 15% Feb 08, 2008 Withdrawn
277666 Getting back in the saddle HR $20,000 @ 15% Feb 09, 2008 Withdrawn
278412 Getting back in the saddle HR $8,000 @ 15% Feb 11, 2008 Withdrawn
281029 Getting back in the saddle HR $4,500 @ 18% Feb 18, 2008 Withdrawn
281352 Getting back in the saddle HR $4,500 @ 18% Feb 18, 2008 Withdrawn
281361 Getting back in the saddle HR $4,500 @ 18% Feb 18, 2008 Withdrawn
281362 Getting back in the saddle HR $4,500 @ 18% Feb 18, 2008 Withdrawn
282385 Down payment to help purchase my home HR $4,500 @ 18% Feb 20, 2008 Expired
287185 Down payment to help purchase my home HR $3,002 @ 18% Mar 03, 2008 Withdrawn
290376 Down payment to help purchase my home D $4,000 @ 33% Mar 08, 2008 Withdrawn
295500 Down payment to help purchase my home D $8,000 @ 33% Mar 19, 2008 Expired
301246 Down payment to purchase my home D $5,000 @ 35% Mar 29, 2008 Withdrawn
301818 Pay off debts to increase credit score D $6,000 @ 35% Mar 30, 2008 Withdrawn
302298 Pay off debts to increase credit score D $6,000 @ 35% Mar 31, 2008 Withdrawn
302381 Pay off debts to increase credit score D $5,000 @ 35% Mar 31, 2008 Withdrawn
303634 Pay off debts to increase credit score D $5,000 @ 18% Apr 02, 2008 Withdrawn
304262 Pay off remaining debts for a fresh start D $5,000 @ 29% Apr 04, 2008 Withdrawn
304363 Pay remaining debts(2nd loan) Good payment history D $5,000 @ 18% Apr 04, 2008 Withdrawn
306828 Pay remaining debts-proven to be a good risk D $4,800 @ 20% Apr 09, 2008 Withdrawn
308001 Trying to get a fresh start D $3,900 @ 35% Apr 11, 2008 Expired
315376 Trying to get a fresh start D $3,900 @ 35% Apr 21, 2008 Withdrawn
315387 Trying to get a fresh start D $3,900 @ 35% Apr 21, 2008 Withdrawn
315388 Trying to get a fresh start D $3,900 @ 35% Apr 21, 2008 Withdrawn
315460 Trying to get a fresh start D $3,900 @ 33% Apr 21, 2008 Withdrawn
318714 Trying to get a fresh start D $4,500 @ 25% Apr 26, 2008 Withdrawn
318741 Trying to get a fresh start D $4,500 @ 25% Apr 26, 2008 Withdrawn
320395 Trying to get a fresh start D $3,500 @ 35% Apr 28, 2008 Expired
326482 Trying to get a fresh start D $3,500 @ 35% May 05, 2008 Withdrawn
329110 Pay Off Remaining Debts D $3,000 @ 35% May 08, 2008 Withdrawn
331301 Pay Off Remaining Debts D $3,900 @ 35% May 12, 2008 Withdrawn
332368 Pay Off Remaining Debts D $1,900 @ 25% May 14, 2008 Withdrawn
333027 Pay Off Remaining Debts D $1,900 @ 32% May 15, 2008 Loan created

 

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