Credit Card Consolidation

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Listing Information
Amount: $4,000.00 Status: Loan created
Grade: C DTI: 29%
Lender Rate: 14% Borrower: jim0120
Time Left: Finished State: FL
Funded: 100% Group: Doc's Credit Community Join Now!
Loan Information
Loan Status: Current Origination Date: 2006-11-06 EricsCC ROI: 10%
Status History
Nov 06, 2006 Current
Hi, my name is Jim and I am a registered nurse in Florida. I recently enjoyed a raise to $35 per hour and have been trying to improve my credit and manage my debt. I consolidated my student loans and will have a lower payment beginning October 28th, as well as a lower debt-to-income ratio. Next, I would like to consolidate my credit cards with a loan of $4000. I can easily afford the monthly payment and will make every payment on time.
Monthly Expenses
Car Payment: $362
Car Insurance: $115
Gasoline: $300
Rent: $905
Phones: $120
Electricity&Water: $120
Cable&Internet: $106
Student Loans: $820
Credit Cards: $400
Groceries: $400
Miscellaneous: $100
Total: $3,748
Monthly Income After Taxes
Me: $4,120
My Wife: $1,830
Total: $5,950
My wife works as a teacher's aide and makes $13 per hour full-time. Our long-term goal is to purchase a home with a low interest rate mortgage. Please contact me at [EMAIL DELETED] for any questions you may have.  Thank you for your time and consideration. 
Borrower's Other Listings
41440 Buying a Home C $4,000 @ 17% Sep 22, 2006 Withdrawn
41579 Paying Off Credit Cards C $4,000 @ 17% Sep 24, 2006 Expired
44695 Paying Off Credit Cards (Relisting) C $2,000 @ 17% Oct 04, 2006 Expired
48862 Paying Off Credit Cards (Relisting) C $3,000 @ 17% Oct 16, 2006 Withdrawn
227005 2nd Prosper Loan D $17,000 @ 16% Nov 06, 2007 Expired

 

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