consolidating credit card debt

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Listing Information
Amount: $19,000.00 Status: Loan created
Grade: A DTI: 28%
Lender Rate: 14% Borrower: judeyd
Time Left: Finished State: TX
Funded: 100% Group: NuBeginnings
Loan Information
Loan Status: Paid Origination Date: 2006-11-03 EricsCC ROI: 14%
Status History
Nov 06, 2006 Current
Nov 18, 2008 Late
Dec 06, 2008 1 month late
Jan 05, 2009 2 months late
Feb 04, 2009 3 months late
Feb 20, 2009 2 months late
Mar 06, 2009 3 months late
Mar 20, 2009 2 months late
Apr 04, 2009 3 months late
Apr 23, 2009 2 months late
May 04, 2009 3 months late
May 15, 2009 2 months late
Jun 04, 2009 3 months late
Jun 12, 2009 Payoff in progress
Jun 18, 2009 Paid
My name is Judey. I am hard working, responsible and have never defaulted on a loan. I am employed in the marketing communications department of my local public transportation agency and am getting an advanced degree in project management (which is being fully funded by my employer).

I want to change my financial future and take charge of my debt levels. I have been carrying high balances on a couple credit cards and I want to change that now!

According to Experian, I have one late pay against my credit. This was actually completely paid off in 2000 (albeit late due to my getting laid off) and should go off my record in 2007. I have no car payment and am working to get my debt in control so that I may eventually invest in a home for myself and take care of my mom, who has alzheimer?s.

My total monthly inflows (after taxes) are $3,411 and my outflows are around $2,000. This leaves me plenty to attack this debt full force.

I would appreciate any help available to meet my goals.
 
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51513 consolidating cc debt A $19,000 @ 10% Oct 22, 2006 Withdrawn
340801 consolidating credit card debt A $14,000 @ 9% May 28, 2008 Withdrawn

 

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