consolidating credit card debt

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Listing Information
Amount: $19,000.00 Status: Loan created
Grade: A DTI: 28%
Lender Rate: 14% Borrower: judeyd
Time Left: Finished State: TX
Funded: 100% Group: NuBeginnings
Loan Information
Loan Status: Late Origination Date: 2006-11-03 EricsCC ROI: 9%
Status History
Nov 06, 2006 Current
Nov 18, 2008 Late
My name is Judey. I am hard working, responsible and have never defaulted on a loan. I am employed in the marketing communications department of my local public transportation agency and am getting an advanced degree in project management (which is being fully funded by my employer).

I want to change my financial future and take charge of my debt levels. I have been carrying high balances on a couple credit cards and I want to change that now!

According to Experian, I have one late pay against my credit. This was actually completely paid off in 2000 (albeit late due to my getting laid off) and should go off my record in 2007. I have no car payment and am working to get my debt in control so that I may eventually invest in a home for myself and take care of my mom, who has alzheimer?s.

My total monthly inflows (after taxes) are $3,411 and my outflows are around $2,000. This leaves me plenty to attack this debt full force.

I would appreciate any help available to meet my goals. 
Borrower's Other Listings
45906 paying off all credit card debt A $19,999 @ 16% Oct 08, 2006 Withdrawn
48190 paying off all credit card debt A $19,999 @ 11% Oct 14, 2006 Withdrawn
48663 paying off all credit card debt A $19,000 @ 10% Oct 15, 2006 Withdrawn
51513 consolidating cc debt A $19,000 @ 10% Oct 22, 2006 Withdrawn
340801 consolidating credit card debt A $14,000 @ 9% May 28, 2008 Withdrawn

 

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