Consolidate Bills/Pay Credit Cards
Homeownership Verified

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Listing Information
Amount: $12,500.00 Status: Loan created
Grade: C DTI: 12%
Lender Rate: 16% Borrower: poweman
Time Left: Finished State: CA
Funded: 100% Group: CAHFF
Loan Information
Loan Status: 4+ months late Origination Date: 2006-11-07 EricsCC ROI: -45%
Status History
Nov 06, 2006 Current
Nov 23, 2007 Late
Dec 05, 2007 Current
Feb 22, 2008 Late
Mar 08, 2008 1 month late
Apr 08, 2008 2 months late
May 08, 2008 3 months late
Jun 10, 2008 4+ months late
My name is Frank, I am 28 years old and married to my high school sweetheart. We have a six year old son. I have worked for the City of San Francisco for over 4 years and my wife is a director at a "Before/After" day care program, where she has worked for 3 years.

The reason for this loan is to pay off two high interest credit cards and my wife?s student loan. She completed college while working full time.  We used our savings and credit cards to purchase a home last year. We have never been late with our mortgage however we have fallen behind with our bills due to an increase in our Home Owners Association fees and a broken furnace. With this loan we can consolidate our bills, fix the furnace, and have only one payment to Prosper and this would give us some breathing room.
 
We are both very hard workers.  Thank you for your consideration.
 
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