Eric's Credit Community

Hi, I am a mom of 3 and have been working in the Education Field for the last 7 years. I am requesting a Prosper loan for $1000 to consolidate some debt, reduce my DTI and add another positive trade line to my reports. My priorities right now are rebuilding my credit, remain on track and not be judged by past financial difficulties. I am paying my bills on time and will pay this loan off too. My current monthly income is $2230 a month, which will increase significantly when I receive a raise in January. My budget is as follows: Rent 515, Food 400, Car note 330, Car/Life Insurance 256, Cable/Internet & Cell 250, Credit Cards/Loans 100, Laundry 80, Carfare/Gas 60 and Telephone 30. The Prosper Loan would replace the car note (330). The money I save can go into my savings account and grow some interest so that I can be better prepared for unexpected emergencies. You can contact me with any questions.