Re-list: Back to school

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Listing Information
Amount: $2,800.00 Status: Loan created
Grade: E DTI: 5%
Lender Rate: 20% Borrower: MtnFam
Time Left: Finished State: WA
Funded: 100% Group: FinancialAssistanceNetwork
Loan Information
Loan Status: 4+ months late Origination Date: 2006-10-31 EricsCC ROI: -74%
Status History
Nov 06, 2006 Current
May 24, 2008 Late
May 29, 2008 Current
Jun 15, 2008 Late
Jun 28, 2008 Current
Jul 16, 2008 Late
Aug 01, 2008 1 month late
Sep 01, 2008 2 months late
Oct 01, 2008 3 months late
Nov 01, 2008 4+ months late
I'm relisting after receiving over 60% last time...and now our credit rating has gone up to an E.  I hope that helps,  
THANK YOU to everyone who bid!

My wife has been a stay at home mom for 4 years and has recently gone back to school.  She is taking a vocational course at the community college and will be done in nine months.  We put the price of her schooling on the credit cards and would like to consolidate it all.  We have a bankruptcy that was discharged exactly two years ago, and that (plus the high utilization on our credit cards) is what has brought our score down so low. Our credit cards have very low limits (we have been rebuilding since the bankruptcy) so the price of her schooling was spread out over four cards.  I would really like to consolidate into one loan.  We have a perfect payment history since our discharge. 

In the last couple of weeks I've been able to refinance our car so the payment has gone down since my last listing (to $370 per month).  Our monthly obligations are not that much...there will be no trouble repaying this loan...the only problem I have is carrying a balance on my credit cards.  Since the bankruptcy I have been very nervous about charging things.  This loan would do wonders for our peace of mind. 

Thank you for your consideration!
Borrower's Other Listings
40355 Back to School HR $5,000 @ 24% Sep 18, 2006 Expired
43411 Back to School, RE-list HR $2,800 @ 24% Sep 30, 2006 Withdrawn
43602 Re-list..Back to School HR $2,800 @ 24% Oct 01, 2006 Expired
45918 Back to School HR $2,800 @ 24% Oct 08, 2006 Withdrawn
253326 Pay off high interest car loan E $3,000 @ 24% Dec 19, 2007 Expired
261679 Pay off high interest car loan E $3,000 @ 24% Jan 08, 2008 Expired

 

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