Paying off Credit Cards

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Listing Information
Amount: $7,000.00 Status: Loan created
Grade: AA DTI: 7%
Lender Rate: 8% Borrower: dalty52
Time Left: Finished State: NY
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2010-12-15 EricsCC ROI: 7%
Status History
Dec 15, 2010 Current
Nov 17, 2011 Payoff in progress
Nov 23, 2011 Paid
Purpose of loan:
This loan will be used to pay the balance remaining on my credit cards so I can save money via a lower interest rate.

My financial situation:
I am a good candidate for this loan because I am employed, full-time, in a job with a good salary, therefore I will not have any problems with the monthly loan payment. This is the last bit of revolving debt I have, so I am merely looking to pay it off faster with a lower interest rate.

I do not have a mortgage or a car payment(I do not own a car, as I live in a big city with public transit). The only payments I have, other than credit cards, are as follows:

Rent: $1350/month
Utilities/Insurance/Cable: ~$300/month
Phone: $100/month(married/family plan)
Student Loans: $300/month
Tax Installation Payment: $100/month
Borrower's Other Listings
233618 Newly Married Couple Wants to Consolidate Credit Card Debt C $13,000 @ 14% Nov 18, 2007 Expired
247279 Newly Married Couple Wants to Consolidate Credit Card Debt C $5,000 @ 14% Dec 08, 2007 Withdrawn
252545 Newly Married Couple Wants to Consolidate Credit Card Debt C $8,000 @ 14% Dec 18, 2007 Expired
256751 Newly Married Couple Wants to Consolidate Credit Card Debt C $7,000 @ 13% Dec 28, 2007 Loan created

 

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