Credit Clean-Up

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Listing Information
Amount: $2,550.00 Status: Loan created
Grade: HR DTI: 10%
Lender Rate: 29% Borrower: midnyte
Time Left: Finished State: CA
Funded: 100% Group: PsychDoc's Group
Loan Information
Loan Status: Current Origination Date: 2006-10-20 EricsCC ROI: 22%
Status History
Nov 06, 2006 Current
Jul 07, 2007 Late
Jul 21, 2007 1 month late
Jul 27, 2007 Current
I am requesting a Prosper loan to pay off my high-interest credit cards and bring my utilization down while I finish clearing up my credit reports.  I am looking at purchasing a new (used) car in the near future as my 1986 Pontiac Fiero is nearing the point where upkeep is going to become more expensive than a newer purchase.  I have few other expenses as my rent is currently about $300 per month and insurance is about $50 per month.  I am finally catching up after a stay in the hospital last year, but cannot seem to get ahead.  This would allow me to do so.  The amount I'm requesting the the lowest available for my state and the interest rate is maxed out.  Thank you for looking!

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