Trying Again - Pick Me

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Listing Information
Amount: $2,000.00 Status: Loan created
Grade: HR DTI: 34%
Lender Rate: 34% Borrower: compassion-dogwood2
Time Left: Finished State: MO
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Default Origination Date: 2010-08-11 EricsCC ROI: 13%
Status History
Aug 12, 2010 Current
Aug 15, 2010 Paid
Aug 17, 2010 Current
Feb 09, 2011 Late
Feb 15, 2011 1 month late
Mar 22, 2011 2 months late
Apr 27, 2011 3 months late
May 17, 2011 Default
Purpose of loan:
This loan will be used to… consoladate.

My wish was to get a bigger loan and consolidate everything but I am willing to start small.
I signed up for myfico and have watched my credit score rise from 540 after the divorce to it's present score. The1 deliquent bill is not listed on myfico nor did the Medical facility try to contact me. Only after filling out this application did I become aware of this and have taken care of it.

Negative marks on my past credit is the result of a divorce.  Filing Bankruptcy was emotionally harder to do then divorcing the 185lbs oxygen thief that lived off of me for 15 years.  I sure miss my good credit and am looking forward to watching my credit score rise!


My financial situation:
I am a good candidate for this loan because… My goal is to eventually be a loan candidate with a good credit rating.  A good place to start is a small loan.  I am looking forward to the continued rise of my credit score and taking control of how people view my financial responsibilities. 

Monthly net income: $ 2732

Monthly expenses: $
  Housing: $ 0
  Insurance: $ 271
  Car expenses: $ 306
  Utilities: $ 200
  Phone, cable, internet: $ 268
  Food, entertainment: $ 300
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 100
  Other expenses: $ 315
Borrower's Other Listings
464495 Debt Consolidation HR $11,500 @ 35% Jul 01, 2010 Withdrawn
464629 Debt Consolidation HR $11,500 @ 35% Jul 01, 2010 Withdrawn
464632 Debt Consolidation HR $11,500 @ 35% Jul 01, 2010 Withdrawn
465209 Debt Consolidation HR $3,100 @ 35% Jul 07, 2010 Expired

 

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