0 LATES!!/3RD LOAN/AUTO REPAIR

| Listing Information | |||
|---|---|---|---|
| Amount: | $3,200.00 | Status: | Loan created |
| Grade: | D | DTI: | 25% |
| Lender Rate: | 20% | Borrower: | briamom1 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | BORROWERS - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2010-06-23 | EricsCC ROI: | 19% |
| Status History | |
|---|---|
| Jun 23, 2010 | Current |
| Apr 15, 2012 | Payoff in progress |
| Apr 21, 2012 | Paid |
|
Purpose of loan: This loan will be used to pay the deductible for auto repair, pay bills and to make home improvements. My financial situation: I am a good candidate for this loan for several reasons. First, I have an excellent payment history, not only with the two previous Prosper loans, but with all of my financial accounts. Of the financial accounts I presently have, there has been only one late payment in the last eight years. This late payment was due to a clerical error with my online Bill Pay account. Secondly, I possess a Security Clearance which means I have to pay my accounts on time, or I'll loose my clearance and subsequently my job. Thirdly, I am an honest person and I value my reputation. I truly appreciate the opportunity to borrow from Prosper and would not do anything to jeopardize the possibility of borrowing in the future. Monthly net income: $3,200.00 (plus overtime/varies) Monthly expenses: $ Housing: $1,104.00 Insurance: $(included in mortgage payment) Car expenses: $397.00 (car note for daughter's vehicle, insurance and gas for personal vehicles) Utilities: $200.00 Phone, cable, internet: $230.00 Food, entertainment: $200.00 Clothing, household expenses $100.00 Credit cards and other loans: $400.00 Other expenses: $50.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 123905 | Paying Off Debt | B | $10,000 @ 8% | Apr 15, 2007 | Expired |
| 127252 | Eliminating Debt/College Expenses for Daughter | B | $10,000 @ 13% | Apr 22, 2007 | Expired |
| 131480 | ZERO LATES!!/DEBT CONSOLIDATION/DAUGHTER'S PRE-COLLEGE COSTS | C | $4,500 @ 20% | May 02, 2007 | Loan created |
| 290067 | ZERO LATES!!/Second Loan/Home Improvement | C | $3,200 @ 17% | Mar 07, 2008 | Loan created |
| 461284 | 0 LATES!!/3RD LOAN/AUTO REPAIR | D | $4,100 @ 12% | Jun 04, 2010 | Withdrawn |
| 461845 | 0 LATES!!/3RD LOAN/AUTO REPAIR | D | $3,700 @ 20% | Jun 09, 2010 | Withdrawn |
| 520866 | My loan for home improvement | D | $4,500 @ 24% | Aug 12, 2011 | Loan created |
| 656257 | 4th Prosper Loan; Excellent History | B | $14,000 @ 18% | Oct 17, 2012 | Loan created |
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