0 LATES!!/3RD LOAN/AUTO REPAIR
Homeownership Verified

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Listing Information
Amount: $3,200.00 Status: Loan created
Grade: D DTI: 25%
Lender Rate: 20% Borrower: briamom1
Time Left: Finished State: GA
Funded: 100% Group: BORROWERS - LARGEST GROUP
Loan Information
Loan Status: Paid Origination Date: 2010-06-23 EricsCC ROI: 19%
Status History
Jun 23, 2010 Current
Apr 15, 2012 Payoff in progress
Apr 21, 2012 Paid
Purpose of loan:
This loan will be used to pay the deductible for auto repair, pay bills and to make home improvements.

My financial situation:
I am a good candidate for this loan for several reasons. First, I have an excellent payment history, not only with the two previous Prosper loans, but with all of my financial accounts. Of the financial accounts I presently have, there has been only one late payment in the last eight years. This late payment was due to a clerical error with my online Bill Pay account. Secondly, I possess a Security Clearance which means I have to pay my accounts on time, or I'll loose my clearance and subsequently my job. Thirdly, I am an honest person and I value my reputation. I truly appreciate the opportunity to borrow from Prosper and would not do anything to jeopardize the possibility of borrowing in the future.

Monthly net income: $3,200.00 (plus overtime/varies)

Monthly expenses: $
Housing: $1,104.00
Insurance: $(included in mortgage payment)
Car expenses: $397.00 (car note for daughter's vehicle, insurance and gas for personal vehicles)
Utilities: $200.00
Phone, cable, internet: $230.00
Food, entertainment: $200.00
Clothing, household expenses $100.00
Credit cards and other loans: $400.00
Other expenses: $50.00
Borrower's Other Listings
123905 Paying Off Debt B $10,000 @ 8% Apr 15, 2007 Expired
127252 Eliminating Debt/College Expenses for Daughter B $10,000 @ 13% Apr 22, 2007 Expired
131480 ZERO LATES!!/DEBT CONSOLIDATION/DAUGHTER'S PRE-COLLEGE COSTS C $4,500 @ 20% May 02, 2007 Loan created
290067 ZERO LATES!!/Second Loan/Home Improvement C $3,200 @ 17% Mar 07, 2008 Loan created
461284 0 LATES!!/3RD LOAN/AUTO REPAIR D $4,100 @ 12% Jun 04, 2010 Withdrawn
461845 0 LATES!!/3RD LOAN/AUTO REPAIR D $3,700 @ 20% Jun 09, 2010 Withdrawn
520866 My loan for home improvement D $4,500 @ 24% Aug 12, 2011 Loan created
656257 4th Prosper Loan; Excellent History B $14,000 @ 18% Oct 17, 2012 Loan created

 

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