Paying off high interest credit card
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|Funded:||100%||Group:||Apple User Group|
|Loan Status:||Paid||Origination Date:||2006-10-17||EricsCC ROI:||18%|
|Oct 17, 2006||Current|
|Feb 24, 2007||Payoff in progress|
|Mar 01, 2007||Paid|
I'm looking to get a Prosper loan to pay off a Visa that currently has a balance of $2400.
My score is currently low, as I had been unemployed for several months in the beginning of 2005. As a result, I fell behind on 4 credit cards which caused the delinquencies last year. Since then, I'm currently in a stable job, which began over a year ago, and have paid off all credit cards, except one. I am working diligently to improve my credit in an effort to apply for a home loan within the next 2 to 3 years.
Here's a list of my monthly expenses.
Take home per month: $2,300
Car loan: $330
Cell phone: $40
Total expenses: $1170
This leaves $1130 a month for gas, food and this loan. I've been paying an average of $200 a month on my remaining Visa, so a monthly payment around $100 for my Prosper loan will be very easy to pay off and build my credit as well. Thank you in advance for your consideration!
|Borrower's Other Listings|
|41456||Paying off high interest credit card||E||$2,600 @ 25%||Sep 22, 2006||Withdrawn|