Bill Consolidation and Improving Credit Score
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 16% |
| Lender Rate: | 19% | Borrower: | calebsdaddy |
| Finished | State: | AZ | |
| Funded: | 100% | Group: | Fairplay Lending |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2006-10-20 | EricsCC ROI: | -56% |
| Status History | |
|---|---|
| Oct 19, 2006 | Current |
| Jan 05, 2008 | Late |
| Jan 21, 2008 | 1 month late |
| Feb 21, 2008 | 2 months late |
| Mar 21, 2008 | 3 months late |
| Apr 21, 2008 | 4+ months late |
|
My wife and I are seeking this loan to pay our bills down. When we had our son, my wife became a stay at home mom. While this was the most wonderful time in our lives, our finances were hit hard. For the past four years, we have been trying to stay afloat on my income alone. This past spring, I was promoted and went from making 30,000/yr to just over 44,000/yr. I have worked at the same company for over 3 years. My wife also acquired a part time job at the hospital this past June. This brings our monthly take home income to $3760. Our monthly expenses are the following: Rent $850 Car payment: $375 Insurance: $150 Electricity: $200 Cable: $30 Phone: $30 Water: $50 Gym: $50 Gasoline: $250 Groceries: $250 Miscellaneous: $150 Family Loans: $750 Total Monthly Bills = $3135 This leaves $625 to pay off this loan and to put money in savings. This loan will allow us to bring all of our bills current, start savings for the future and have extra money to start improving our credit score. Thank you for your consideration. Please feel free to contact me with any questions. Mark [LAST NAME DELETED] |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 41938 | Debt Consolidation for a Fresh Start | E | $4,000 @ 21% | Sep 25, 2006 | Expired |
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