Trying to lower monthly payment
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 25% |
| Lender Rate: | 20% | Borrower: | LC3-commerce |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2010-04-27 | EricsCC ROI: | 19% |
| Status History | |
|---|---|
| May 01, 2010 | Current |
| Dec 24, 2011 | Payoff in progress |
| Dec 30, 2011 | Paid |
|
Purpose of loan: This loan will be used to… Pay off a Capital One Loan and lower my monthy payment by $401 My financial situation: I am a good candidate for this loan because… I have rebuilt my credit over the last 5 years and have had no late payments in this time. I strugged in 2004 & early 2005 following my divorce from a spouse who liked to live beyond her means, but I have my finances back on track. This loan will help me eliminate a $4500 Captial One Personal loan. The Payment is now $580 and am am looking to reduce my monthly payment. I have not been late on ANY payments in over 5 years as indicated on my Credit report. I can be trusted to repay as agreed. Monthly net income: $ 3500 Monthly expenses: $ Housing: $ 750 Insurance: $ 95 Car expenses: $430 Utilities: $ 100 most are included in rent Phone, cable, internet: $ 25 Food, entertainment: $ 300 Clothing, household expenses $ 150 Credit cards and other loans: $ 700 ( will be decreased by $580 with the loan) Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 454344 | Trying to lower monthly payment | C | $7,500 @ 26% | Apr 16, 2010 | Withdrawn |
| 519308 | Debt Consolidations | E | $4,500 @ 31% | Aug 01, 2011 | Loan created |
| 547535 | Pay off Credit Card | E | $4,000 @ 31% | Dec 29, 2011 | Loan created |
| 645101 | Green Loans | D | $15,000 @ 23% | Sep 25, 2012 | Loan created |
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