Build History on Prosper
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,300.00 | Status: | Loan created |
| Grade: | A | DTI: | 13% |
| Lender Rate: | 9% | Borrower: | Capit0l |
| Finished | State: | FL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2010-04-28 | EricsCC ROI: | 5% |
| Status History | |
|---|---|
| May 01, 2010 | Current |
|
Purpose of loan: This loan will be invested back into prosper purchasing High interest ( 20-30%) 172 notes @$25 I have invested already $6000+ on prosper since Nov 2009. with only 3 defaults of $25 so far. from 198 notes http://www.ericscc.com/lenders/Capit0l My financial situation: I work as a Surgical RN at a large hospital in Jacksonville my job iand income is secure. I have very little monthly expenses and a good amount in savings and investment accounts. Monthly Income - $4000-$4500 Monthly Expenses- $1500-$1800 I have very little debt and have enough in my saving to pay off all my debts fully . The only reason i keep the debts is to build payment history on my credit profile AUTO loan- $435@7.25%- ( BAL -$9375). Sallie Mae - $52@6.5% - (BAL- $970) Lumber Liquidators- $100@0.0% ( BAL $2088) I own my home outright. Bought it in 2009 with cash . It was a bank owned property and they accepted a lower cash offer and saved me from paying closing cost This is a safe very low/No risk loan . . I will keep this loan for a minimum term of 12 months so lenders can earn a good return . Will keep it longer if the rate gets bid down to 7-8% This loan will help me do two things .Build history as a borrower on prosper at the same time help me earn a good return by investing in other loans on prosper. Thank you for looking/Bidding. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 453854 | Build prosper history | A | $1,500 @ 6% | Apr 12, 2010 | Withdrawn |
| 453783 | Build History and pay down auto | A | $4,000 @ 9% | Apr 13, 2010 | Withdrawn |
| 453790 | Build History reinvest in prosper | A | $4,000 @ 9% | Apr 13, 2010 | Withdrawn |
| 453795 | Build History reinvest in Prosper | A | $4,000 @ 9% | Apr 13, 2010 | Withdrawn |
| 454154 | Build History on Prosper | A | $4,300 @ 12% | Apr 14, 2010 | Withdrawn |
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