Build History on Prosper
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|Loan Status:||Current||Origination Date:||2010-04-28||EricsCC ROI:||5%|
|May 01, 2010||Current|
Purpose of loan:
This loan will be invested back into prosper purchasing High interest ( 20-30%) 172 notes @$25
I have invested already $6000+ on prosper since Nov 2009. with only 3 defaults of $25 so far. from 198 notes
My financial situation:
I work as a Surgical RN at a large hospital in Jacksonville my job iand income is secure. I have very little monthly expenses and a good amount in savings and investment accounts.
Monthly Income - $4000-$4500
Monthly Expenses- $1500-$1800
I have very little debt and have enough in my saving to pay off all my debts fully . The only reason i keep the debts is to build payment history on my credit profile
AUTO loan- $email@example.com%- ( BAL -$9375).
Sallie Mae - $firstname.lastname@example.org% - (BAL- $970)
Lumber Liquidators- $email@example.com% ( BAL $2088)
I own my home outright. Bought it in 2009 with cash . It was a bank owned property and they accepted a lower cash offer and saved me from paying closing cost
This is a safe very low/No risk loan . . I will keep this loan for a minimum term of 12 months so lenders can earn a good return . Will keep it longer if the rate gets bid down to 7-8%
This loan will help me do two things .Build history as a borrower on prosper at the same time help me earn a good return by investing in other loans on prosper.
Thank you for looking/Bidding.
|Borrower's Other Listings|
|453854||Build prosper history||A||$1,500 @ 6%||Apr 12, 2010||Withdrawn|
|453783||Build History and pay down auto||A||$4,000 @ 9%||Apr 13, 2010||Withdrawn|
|453790||Build History reinvest in prosper||A||$4,000 @ 9%||Apr 13, 2010||Withdrawn|
|453795||Build History reinvest in Prosper||A||$4,000 @ 9%||Apr 13, 2010||Withdrawn|
|454154||Build History on Prosper||A||$4,300 @ 12%||Apr 14, 2010||Withdrawn|